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blacklotus wrote:
Are you kidding me? They closed ur card because you didn't use it for 6-8 months! That totally does not sound right.
@laz98 wrote:
no, the increases are NOT always $500. just depends i guess on your individual credit profile. i think mine started at 300, went to 450, then 750, then 1000. that's where it's been now since 4/18/09. probably not going to get an increase anytime soon.
This is true. I have 2 Cap1 accts. One went from $500->$750, the other went from $1000->$1500->$2000
You could try the back door number. I got a couple of good things that way.
Is there any easy way to find out if you have a 'no builder' card? I just received my Cap One card, with a $500 limit. It's my first (non-secured) credit card. I was excited to be getting junk mail from them, because 6 months ago, when I moved to the US from Britain, it was impossible to get a phone line or credit card without massive deposits. Now, I'm all the way to subprime!