cancel
Showing results for 
Search instead for 
Did you mean: 

Capital One Credit Card

Frequent Contributor

Capital One Credit Card

Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

3/13/2017 | Equifax: 663| Experian: 697| TransUnion: 740|
Goal Score: 750 - Across The Board --- Overall UTI: 9% - Debt: $26,089 - Credit: $230,100
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $25K | Wal-Mart: $6K | Sam's: $8K | Care Credit: $15.6K | Lowe's: $17K | Cap1 Venture1: $8.5K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BOA MC: $18K | BOA BASS PS MC $14K | Blispay Visa: $5K | Home Depot: $7.5K | Marvel MC: $25K | Discover IT: $2K | Penfed Amex: $14K | Penfed Visa: $6K
Message 1 of 38
37 REPLIES
Super Contributor

Re: Capital One Credit Card


FIRECOURAGE wrote:
Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

Unless you're part of the credit step program it may take years.  How strong is your credit?

Message 2 of 38
Frequent Contributor

Re: Capital One Credit Card

Yep. The guy did say it was the credit step program

3/13/2017 | Equifax: 663| Experian: 697| TransUnion: 740|
Goal Score: 750 - Across The Board --- Overall UTI: 9% - Debt: $26,089 - Credit: $230,100
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $25K | Wal-Mart: $6K | Sam's: $8K | Care Credit: $15.6K | Lowe's: $17K | Cap1 Venture1: $8.5K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BOA MC: $18K | BOA BASS PS MC $14K | Blispay Visa: $5K | Home Depot: $7.5K | Marvel MC: $25K | Discover IT: $2K | Penfed Amex: $14K | Penfed Visa: $6K
Message 3 of 38
Super Contributor

Re: Capital One Credit Card


FIRECOURAGE wrote:
Yep. The guy did say it was the credit step program

You may get an increase every six months.  Congrats for not being stuck with a no builder card.  

Message 4 of 38
Frequent Contributor

Re: Capital One Credit Card

Cool. Thanks. Smiley Happy

3/13/2017 | Equifax: 663| Experian: 697| TransUnion: 740|
Goal Score: 750 - Across The Board --- Overall UTI: 9% - Debt: $26,089 - Credit: $230,100
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $25K | Wal-Mart: $6K | Sam's: $8K | Care Credit: $15.6K | Lowe's: $17K | Cap1 Venture1: $8.5K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BOA MC: $18K | BOA BASS PS MC $14K | Blispay Visa: $5K | Home Depot: $7.5K | Marvel MC: $25K | Discover IT: $2K | Penfed Amex: $14K | Penfed Visa: $6K
Message 5 of 38
Frequent Contributor

Re: Capital One Credit Card

Congrats!!

 

I also have a Cap One card and it's a credit step card, I got a CLI after the 3rd billing cycle.


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Message 6 of 38
Frequent Contributor

Re: Capital One Credit Card

Thats good news! Hope it works like that for me! If you dont mind me asking... Did you hold a balance on the card and how much of an increase was it?

Message Edited by FIRECOURAGE on 03-01-2010 06:07 PM

3/13/2017 | Equifax: 663| Experian: 697| TransUnion: 740|
Goal Score: 750 - Across The Board --- Overall UTI: 9% - Debt: $26,089 - Credit: $230,100
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $25K | Wal-Mart: $6K | Sam's: $8K | Care Credit: $15.6K | Lowe's: $17K | Cap1 Venture1: $8.5K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BOA MC: $18K | BOA BASS PS MC $14K | Blispay Visa: $5K | Home Depot: $7.5K | Marvel MC: $25K | Discover IT: $2K | Penfed Amex: $14K | Penfed Visa: $6K
Message 7 of 38
Regular Contributor

Re: Capital One Credit Card

well from my experience with capital one's credit steps u get 2 increases 1 every three month for $500 automatically until u reach $1500CL then its capped...smh but its useful for building credit.

Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Message 8 of 38
Frequent Contributor

Re: Capital One Credit Card

Ok. Thanks alot for the info Achase.

3/13/2017 | Equifax: 663| Experian: 697| TransUnion: 740|
Goal Score: 750 - Across The Board --- Overall UTI: 9% - Debt: $26,089 - Credit: $230,100
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $25K | Wal-Mart: $6K | Sam's: $8K | Care Credit: $15.6K | Lowe's: $17K | Cap1 Venture1: $8.5K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BOA MC: $18K | BOA BASS PS MC $14K | Blispay Visa: $5K | Home Depot: $7.5K | Marvel MC: $25K | Discover IT: $2K | Penfed Amex: $14K | Penfed Visa: $6K
Message 9 of 38
Frequent Contributor

Re: Capital One Credit Card

Had a $100 balance on the card when I got the increase, it was for $250, my CL is now $750

 


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Message 10 of 38