Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 277
Registered: ‎02-12-2010
0

Capital One Credit Card

Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

5/09/2016 | Equifax: 659| Experian: 681| TransUnion: 746|
Goal Score: 700 - Across The Board --- Overall UTI: 8% - Debt: $14,552 - Credit: $183,700
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $18K | Wal-Mart: $6K | Sam's: $7K | Belk Card: $8K | Care Credit: $15.6K | Lowe's: $17K | Old Navy: $6K | Cap1 QS1: $5.5K | Cap1 Venture1: $3K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BP Card: $4K | Stein Mart: $3.5K | AMEX PRG: NPSL | Blispay Visa: $5K | Home Depot: $5K | Marvel MC: $25K | Discover IT: $500
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Capital One Credit Card


FIRECOURAGE wrote:
Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

Unless you're part of the credit step program it may take years.  How strong is your credit?

Frequent Contributor
Posts: 277
Registered: ‎02-12-2010
0

Re: Capital One Credit Card

Yep. The guy did say it was the credit step program

5/09/2016 | Equifax: 659| Experian: 681| TransUnion: 746|
Goal Score: 700 - Across The Board --- Overall UTI: 8% - Debt: $14,552 - Credit: $183,700
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $18K | Wal-Mart: $6K | Sam's: $7K | Belk Card: $8K | Care Credit: $15.6K | Lowe's: $17K | Old Navy: $6K | Cap1 QS1: $5.5K | Cap1 Venture1: $3K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BP Card: $4K | Stein Mart: $3.5K | AMEX PRG: NPSL | Blispay Visa: $5K | Home Depot: $5K | Marvel MC: $25K | Discover IT: $500
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: Capital One Credit Card


FIRECOURAGE wrote:
Yep. The guy did say it was the credit step program

You may get an increase every six months.  Congrats for not being stuck with a no builder card.  

Frequent Contributor
Posts: 277
Registered: ‎02-12-2010
0

Re: Capital One Credit Card

Cool. Thanks. Smiley Happy

5/09/2016 | Equifax: 659| Experian: 681| TransUnion: 746|
Goal Score: 700 - Across The Board --- Overall UTI: 8% - Debt: $14,552 - Credit: $183,700
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $18K | Wal-Mart: $6K | Sam's: $7K | Belk Card: $8K | Care Credit: $15.6K | Lowe's: $17K | Old Navy: $6K | Cap1 QS1: $5.5K | Cap1 Venture1: $3K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BP Card: $4K | Stein Mart: $3.5K | AMEX PRG: NPSL | Blispay Visa: $5K | Home Depot: $5K | Marvel MC: $25K | Discover IT: $500
Frequent Contributor
Posts: 331
Registered: ‎09-26-2009
0

Re: Capital One Credit Card

Congrats!!

 

I also have a Cap One card and it's a credit step card, I got a CLI after the 3rd billing cycle.


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
Frequent Contributor
Posts: 277
Registered: ‎02-12-2010
0

Re: Capital One Credit Card

[ Edited ]

Thats good news! Hope it works like that for me! If you dont mind me asking... Did you hold a balance on the card and how much of an increase was it?

Message Edited by FIRECOURAGE on 03-01-2010 06:07 PM

5/09/2016 | Equifax: 659| Experian: 681| TransUnion: 746|
Goal Score: 700 - Across The Board --- Overall UTI: 8% - Debt: $14,552 - Credit: $183,700
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $18K | Wal-Mart: $6K | Sam's: $7K | Belk Card: $8K | Care Credit: $15.6K | Lowe's: $17K | Old Navy: $6K | Cap1 QS1: $5.5K | Cap1 Venture1: $3K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BP Card: $4K | Stein Mart: $3.5K | AMEX PRG: NPSL | Blispay Visa: $5K | Home Depot: $5K | Marvel MC: $25K | Discover IT: $500
Regular Contributor
Posts: 187
Registered: ‎09-12-2009
0

Re: Capital One Credit Card

well from my experience with capital one's credit steps u get 2 increases 1 every three month for $500 automatically until u reach $1500CL then its capped...smh but its useful for building credit.

Starting Score: 490
Current Score: 522
Goal Score: 760


Take the FICO Fitness Challenge
Frequent Contributor
Posts: 277
Registered: ‎02-12-2010
0

Re: Capital One Credit Card

Ok. Thanks alot for the info Achase.

5/09/2016 | Equifax: 659| Experian: 681| TransUnion: 746|
Goal Score: 700 - Across The Board --- Overall UTI: 8% - Debt: $14,552 - Credit: $183,700
NFCU goRewards: $18K | Navcheck: $15K | NFCU CashRewards: $18K | Wal-Mart: $6K | Sam's: $7K | Belk Card: $8K | Care Credit: $15.6K | Lowe's: $17K | Old Navy: $6K | Cap1 QS1: $5.5K | Cap1 Venture1: $3K | Amazon Prime: $6K | USAA AMEX CashR $1K | AMEX HHonors: $2K | BP Card: $4K | Stein Mart: $3.5K | AMEX PRG: NPSL | Blispay Visa: $5K | Home Depot: $5K | Marvel MC: $25K | Discover IT: $500
Frequent Contributor
Posts: 331
Registered: ‎09-26-2009
0

Re: Capital One Credit Card

Had a $100 balance on the card when I got the increase, it was for $250, my CL is now $750

 


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.