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New Contributor
Posts: 58
Registered: ‎02-12-2010
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Capital One Credit Card

Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: Capital One Credit Card


FIRECOURAGE wrote:
Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

Unless you're part of the credit step program it may take years.  How strong is your credit?

New Contributor
Posts: 58
Registered: ‎02-12-2010
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Re: Capital One Credit Card

Yep. The guy did say it was the credit step program
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
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Re: Capital One Credit Card


FIRECOURAGE wrote:
Yep. The guy did say it was the credit step program

You may get an increase every six months.  Congrats for not being stuck with a no builder card.  

New Contributor
Posts: 58
Registered: ‎02-12-2010
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Re: Capital One Credit Card

Cool. Thanks. Smiley Happy
Frequent Contributor
Posts: 331
Registered: ‎09-26-2009
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Re: Capital One Credit Card

Congrats!!

 

I also have a Cap One card and it's a credit step card, I got a CLI after the 3rd billing cycle.


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New Contributor
Posts: 58
Registered: ‎02-12-2010
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Re: Capital One Credit Card

[ Edited ]

Thats good news! Hope it works like that for me! If you dont mind me asking... Did you hold a balance on the card and how much of an increase was it?

Message Edited by FIRECOURAGE on 03-01-2010 06:07 PM
Regular Contributor
Posts: 187
Registered: ‎09-12-2009
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Re: Capital One Credit Card

well from my experience with capital one's credit steps u get 2 increases 1 every three month for $500 automatically until u reach $1500CL then its capped...smh but its useful for building credit.

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New Contributor
Posts: 58
Registered: ‎02-12-2010
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Re: Capital One Credit Card

Ok. Thanks alot for the info Achase.
Frequent Contributor
Posts: 331
Registered: ‎09-26-2009
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Re: Capital One Credit Card

Had a $100 balance on the card when I got the increase, it was for $250, my CL is now $750

 


AMEX Platinum NPSL | AMEX Zync NPSL | AMEX Delta Platinum $4000 | Travelocity Amex $4000 | CapOne No Hassle Rewards $2500 | BBRZ MC $800 | Local CU Visa $1000 | Kay $2000 | Citi Hilton HHonors Reserve $5000 | Chase Marriott Rewards $5000 | BankAmericard Travel Rewards Visa $7000 | Discover IT $1000
In the garden until 10/2014
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