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Valued Member
FIRECOURAGE
Posts: 40
Registered: ‎02-12-2010
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Capital One Credit Card

Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

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Super Contributor
DI
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Registered: ‎01-28-2008
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Re: Capital One Credit Card


FIRECOURAGE wrote:
Just got approved $500 limit for a Capital One credit card. How long does it take to get an increase on this card?

Unless you're part of the credit step program it may take years.  How strong is your credit?

Valued Member
FIRECOURAGE
Posts: 40
Registered: ‎02-12-2010
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Re: Capital One Credit Card

Yep. The guy did say it was the credit step program

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Super Contributor
DI
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Re: Capital One Credit Card


FIRECOURAGE wrote:
Yep. The guy did say it was the credit step program

You may get an increase every six months.  Congrats for not being stuck with a no builder card.  

Valued Member
FIRECOURAGE
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Registered: ‎02-12-2010
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Re: Capital One Credit Card

Cool. Thanks. :smileyhappy:

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Gibran
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Re: Capital One Credit Card

Congrats!!

 

I also have a Cap One card and it's a credit step card, I got a CLI after the 3rd billing cycle.


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Valued Member
FIRECOURAGE
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Registered: ‎02-12-2010
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Re: Capital One Credit Card

[ Edited ]

Thats good news! Hope it works like that for me! If you dont mind me asking... Did you hold a balance on the card and how much of an increase was it?

Message Edited by FIRECOURAGE on 03-01-2010 06:07 PM

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Regular Contributor
Achase
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Registered: ‎09-12-2009
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Re: Capital One Credit Card

well from my experience with capital one's credit steps u get 2 increases 1 every three month for $500 automatically until u reach $1500CL then its capped...smh but its useful for building credit.

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FIRECOURAGE
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Registered: ‎02-12-2010
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Re: Capital One Credit Card

Ok. Thanks alot for the info Achase.

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Gibran
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Re: Capital One Credit Card

Had a $100 balance on the card when I got the increase, it was for $250, my CL is now $750

 


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