No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just looked at my account today and my credit limit rose from $500 to $750....
I did not request any sort of an increase, does this kind of stuff happen often? My credit scores have recently jumped from high 600's to mid 700's....
This is typical CLI for a "credit steps" program card ...you may have been part of it, but sounds like maybe you didnt know it ? lol
Hmm I just check my Cap1 Cash Rewards and it also said I am enrolled in creditsteps also. My current CL is 2k, so I get 250? LOL
@armbenderc wrote:Hmm I just check my Cap1 Cash Rewards and it also said I am enrolled in creditsteps also. My current CL is 2k, so I get 250? LOL
Around 50% of current CL seems to be customary. So maybe as high as 3k? Haven't seen that many credit steps cards with decent lines
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
They say they review them automatically for increases. I have two CapOne cards that went from $500 to $750 also. That was a few years ago and have perfect payments and 0 balance and I am waiting for them to go higher than $750 now. I have called to request increase but have been denied.
Your credit score is better than mine, (you are in the very good credit range) it seems like they should be giving you a higher limit than $750.00
Has anyone else notice CapOne being really rough with credit limits?
@Anonymous wrote:They say they review them automatically for increases. I have two CapOne cards that went from $500 to $750 also. That was a few years ago and have perfect payments and 0 balance and I am waiting for them to go higher than $750 now. I have called to request increase but have been denied.
Your credit score is better than mine, (you are in the very good credit range) it seems like they should be giving you a higher limit than $750.00
Has anyone else notice CapOne being really rough with credit limits?
Besides everyone else on this board? There are dozens of threads devoted to it.
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
@Jutz wrote:
@Anonymous wrote:They say they review them automatically for increases. I have two CapOne cards that went from $500 to $750 also. That was a few years ago and have perfect payments and 0 balance and I am waiting for them to go higher than $750 now. I have called to request increase but have been denied.
Your credit score is better than mine, (you are in the very good credit range) it seems like they should be giving you a higher limit than $750.00
Has anyone else notice CapOne being really rough with credit limits?
Besides everyone else on this board? There are dozens of threads devoted to it.
Dozens? Aren't you cutting that number short just a bit?
@Cageym wrote:
@Jutz wrote:
@Anonymous wrote:They say they review them automatically for increases. I have two CapOne cards that went from $500 to $750 also. That was a few years ago and have perfect payments and 0 balance and I am waiting for them to go higher than $750 now. I have called to request increase but have been denied.
Your credit score is better than mine, (you are in the very good credit range) it seems like they should be giving you a higher limit than $750.00
Has anyone else notice CapOne being really rough with credit limits?
Besides everyone else on this board? There are dozens of threads devoted to it.
Dozens? Aren't you cutting that number short just a bit?
haha, just counting the front page worth. that better?
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
I didnt complain about the $500CL when I first got the card because I had a few blemishes on my credit report. Since then my credit has gotten a lot better and I have nothing negative on my report.
I plan to ask for a CLI and apply for another CC, but I am currently in the process of getting a mortgage and dont want to do anything to screw that up.
And yes, I am involved in the credit steps program but I had no idea