Credit Cards Center Credit cards from our partners
Reply
New Member
Posts: 9
Registered: ‎02-23-2013
0

Capital One Credit Limit

Ive had my cap one card for almost a decade now and it's still at 500.00. I have credit limits from my credit union of 12k chase of 7.5k boa of 5k etc, and it's not growing, but I dont want to close cap one out becuase it's one of my oldest cards.... How can I get the credit limit increased, is there something I can do other than calling the phone number?

Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Capital One Credit Limit

Welcome to the forum

Im sure you will find the answers here...good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: Capital One Credit Limit

[ Edited ]

Welcome to the forums.

 

Yes Capital One does indeed do CLIs.  Lots recently in fact.  However you cannot go through the regular Customer Service folks.  They will just tell you that they don't do customer initiated CLI's.

 

Instead, and there are more than a few recent threads on it, people have been sending an email to the CEO of Capital One.  Of course he does not read them but it goes to his Executive office staff and they have been extremely good about getting back to people within just a few days.  They will ask what you want for a limit and if you are open to a lesser amount, so be realistic about what you want from them and then be open to a counter. 

Folks have also gotten the Annual Fee waived from what I have seen as well as been able to add the Cash Reward program to platinum cards but not actually convert to Cash rewards formally.

 

I agree with you on the not wanting to close a 10 year TL.  Don't!  Thats a great history...even if it is only 500.00 its still valuable,

 

I am sure Cap one will throw you a bone in some way.  (This is without knowing other details of course.) 

 

To get started  Google "Capital One CEO email" ( we are not allowed to post email addys here or I would) and send them a nice (more bees with sugar then vinegar) email message including how to contact you. Give a phone number if you can.  They are very nice from what I have heard.

 

Good luck and let us know here how it goes.

 

Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
New Member
Posts: 9
Registered: ‎02-23-2013
0

Re: Capital One Credit Limit

Can you maybe send me a private message with the email? I've tried searching on Google and it pops up a myriad of answers and I don't wanna just be sending my information out to random people! haha, that's kind of scary.

Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Capital One Credit Limit

[ Edited ]

padredelosninos wrote:

Can you maybe send me a private message with the email? I've tried searching on Google and it pops up a myriad of answers and I don't wanna just be sending my information out to random people! haha, that's kind of scary.


I sent you a PM about an hr ago and don't include any account numbers or personal info other than your name a number you can be reach at and your request be it CLI, AF fee waived,  etc etc

 

They will verify your identity when they call you for security purposes.

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Visitor
Posts: 1,746
Registered: ‎08-18-2007
0

Re: Capital One Credit Limit

can you PM me the email address as well please

 

 

Thank you

Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Capital One Credit Limit


oracles wrote:

can you PM me the email address as well please

 

 

Thank you


done

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
New Member
Posts: 9
Registered: ‎02-23-2013
0

Re: Capital One Credit Limit

Perfect! Got it! I appreciate it, now I suppose we just cross our fingers and let the gods work their magic.

New Visitor
Posts: 1,746
Registered: ‎08-18-2007
0

Re: Capital One Credit Limit

thank you very much, truly appreciate it

Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: Capital One Credit Limit


padredelosninos wrote:

Perfect! Got it! I appreciate it, now I suppose we just cross our fingers and let the gods work their magic.


May the credit GODS be in your favorSmiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.