I got discharged (Ch 7) in July 2013. I got approved for a Capital One Quick Silver Rewards Card with a $500 CL Aug 2013. Along with my card I was told that after the 5th payment I would see a CLI of $250 by the 7th statement. I am still waiting for that increase. I just got approved last week for a Barclays Reward Mastercard of $1300. I was recently denied for a NY&CO retail card. You cant combine the CL of the capital one. I would just keep the one card that you have since it has the credit steps program and get another card elsewhere in a few months because Capital One seems to have small CL for people with challenged credit.
TU FAKO 5/2013 605 6/2013 617
EQ FICO 5/2013 535 6/2013 623
BK7 Filed 3/29/13
Score Goal:715
