I keep seeing people mention Cap1 doesn't offer very large initial CLs but was wondering if anyone does in fact have a large CL with them. My two Cap1 cards are not large at all.
Unfortunately I have one cap1 card that started with a $300CL and then got a CLI of $200 back in Feb, I'm going to be closing my card later this year before the AF is due. I too would be curious to know the largest limit someone has with them
I have two: One with $1000 and the other with $500. I have seen some members with over $2k or $3k.
Im am stuck at 2.5k on both of mine
I can tell you my ex has a Cap One card with a 10K limit. I didn't believe it until I saw the statement one day (made him show it to me.) He's had the card for prolly 8 years or so.
Wow, that is a rarity from what I have seen.
I know! that is why i made him show the statement. I kind of think that Cap one used to give good CL's...I had the card many moons ago and I think I had around 7500 CL which wasn't bad...I also think (not sure, that is why i used "think") Credit steps programs are capped off at certain CL.
Cap 1 is my oldest card at 12 years and the CL is $4,000. I can't remember what I started off with because it's been too long.
It's my smallest CL but I'm loyal to Cap 1 because they gave me a CC in the middle of my BK when no one else would.
From a BK years ago to:
9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772
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It does seem over the years they got tightener on CLs. These cards are so small, and they refuse to allow them to grow with the consumer. I wodner if the Venture card is small like this? They have to have a premium product, right?
A few months ago, my college student daughter was approved for a Cap One No Hassle Cash Rewards card with $15,000 CL.