Posts: 43
Registered: ‎03-21-2012

Re: Capital One Credit Steps Program

Yeah, I guess my point was that you only get that one increase and their customer service sucks. I do not know how they offer credit in a crunch. I would like an example of that? How would you even escalate an inquiry? Do they just transfer the call from India to Budapest?  None of the people I ever talked with over the phone could speak english very well either, it was easier to understand Dick Clark as an emcee at his last televised New Years show. 

New Contributor
Posts: 125
Registered: ‎11-28-2012

Re: Capital One Credit Steps Program

I spoke with a CSR over the weekend about this program, and she confirmed its 1 increase. I have a card that started at 500, and at the 7th statement will go to 750. I just PIF and likely wont use it for a while. My plan would be to look to convert that card to their cash rewards after 1 year

Rebuilding Since 11/11
Current Score: 659 5/14 | Goal Score: 710+ 4/15
Cap 1 Quicksilver 2250 | Cap 1 Visa 2000 | Barclays Apple Visa 2000 | Discover IT 1500 | American Signature Store 1000 |

Rebuilders: First Natl 850 | Show MC 550 | Walmart Store 150 | American Eagle Store 150 ~~ Garden rest of 2014
Frequent Contributor
Posts: 280
Registered: ‎12-10-2012

Re: Capital One Credit Steps Program

Not sure if I'm enrolled in the program or not.  I have a Capitolone Platinum that had a 1k credit limit initially then was increased to 1.5k after six months.

NFCU Sig Cash-20k, Amex BCP-8k, Amex Costco-1.2k,CSP-8k, Freedom-5k, Discover IT-11k,NCSECU-5k,Walmart-10k,Lowes-8.5k
Valued Contributor
Posts: 1,406
Registered: ‎03-15-2012

Re: Capital One Credit Steps Program

Sign onto your cap one account, then go into statements/documents. If you are, you'll see a nice little letter, that corresponds with the date of issuance.

Valued Contributor
Posts: 1,433
Registered: ‎09-16-2011

Re: Capital One Credit Steps Program

ITs one step these days, If CapOne adopted the CLI every 6 months of perfect behaviour policy they would improve everyones oppinion of them by 10,000%. Even if the CLI was only 10 or 20% it would be awesome might even decide to keep my capone rewards card and its $39 a year AF, but currrently  the card feeds the shredder in MAY when the AF is due unless they waive the AF.  Perhaps even if they do waive the fee. 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.

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