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Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Capital One Credit Tracker?

I see this as offer when I sign in so I click it and accept and it says it's a Trans Union score and then pulls upa 598?!!! UMM WTH I have not had a 598 (especially with TU) since before the new year!!

What kind of Capital One BS is this?? They are quickly surpassing my hate of Wells Fargo!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

Re: Capital One Credit Tracker?

**Your Credit Tracker score is calculated based on the TransUnion New Account Model.

 

I have never heard of this and it makes me so mad... politics and money... UGH, I have to sign off, I can't deal today.

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Valued Contributor
juggalo9er
Posts: 1,629
Registered: ‎10-24-2013
0

Re: Capital One Credit Tracker?

its credit karma....absolutely meaningless pay it no attention

the beatings will continue until moral improves Wal-Mart lowes, quicksilver, nasa, forum, Indiana members, nfcu, Barclay, upromise

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Frequent Contributor
Lechte
Posts: 465
Registered: ‎10-11-2013
0

Re: Capital One Credit Tracker?


Creditaddict wrote:

**Your Credit Tracker score is calculated based on the TransUnion New Account Model.

 

I have never heard of this and it makes me so mad... politics and money... UGH, I have to sign off, I can't deal today.


Haha....relax Credit...at least it gives you something to look at every month lol.    Like juggo said...it's a mini version of CK...exact scores.  I kinda like Cap1's summary layout a little better.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Moderator
Kenny
Posts: 6,305
Registered: ‎01-15-2009
0

Re: Capital One Credit Tracker?

I was shocked to see 785. I know it doesn't mean anything, but it made me wonder what my actual ficos were.
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:778(12/04) - EQ04:770(10/31) - EQ08:791(12/05) - TU08:798(12/05)
Goal Score: 800+
Super Contributor
Ron1
Posts: 5,462
Registered: ‎05-23-2009
0

Re: Capital One Credit Tracker?

It is completely useless. It alert me pretty quick when someone HP TU. It is free. :smileyhappy:

 

 

Ron.

 

 

 

Frequent Contributor
Longroad
Posts: 442
Registered: ‎11-17-2013
0

Re: Capital One Credit Tracker?

My scores are 50+ points lower than my Barclay and Wally FICO.  Not good at all. 

Valued Contributor
popamode72
Posts: 2,375
Registered: ‎09-07-2013
0

Re: Capital One Credit Tracker?

Credit Karma is mostly useless except for maybe the Vantage Score they give on the website. That's why I'm going to cancel my Experian and Transunion credit monitoring services and just use FICO exclusively.


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