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Capital One Credit Tracker?

Epic Contributor

Capital One Credit Tracker?

I see this as offer when I sign in so I click it and accept and it says it's a Trans Union score and then pulls upa 598?!!! UMM WTH I have not had a 598 (especially with TU) since before the new year!!

What kind of Capital One BS is this?? They are quickly surpassing my hate of Wells Fargo!

Message 1 of 8
7 REPLIES
Epic Contributor

Re: Capital One Credit Tracker?

**Your Credit Tracker score is calculated based on the TransUnion New Account Model.

 

I have never heard of this and it makes me so mad... politics and money... UGH, I have to sign off, I can't deal today.

Message 2 of 8
Valued Contributor

Re: Capital One Credit Tracker?

its credit karma....absolutely meaningless pay it no attention

Message 3 of 8
Frequent Contributor

Re: Capital One Credit Tracker?


Creditaddict wrote:

**Your Credit Tracker score is calculated based on the TransUnion New Account Model.

 

I have never heard of this and it makes me so mad... politics and money... UGH, I have to sign off, I can't deal today.


Haha....relax Credit...at least it gives you something to look at every month lol.    Like juggo said...it's a mini version of CK...exact scores.  I kinda like Cap1's summary layout a little better.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Message 4 of 8
Moderator

Re: Capital One Credit Tracker?

I was shocked to see 785. I know it doesn't mean anything, but it made me wonder what my actual ficos were.
Message 5 of 8
Super Contributor

Re: Capital One Credit Tracker?

It is completely useless. It alert me pretty quick when someone HP TU. It is free. Smiley Happy

 

 

Ron.

 

 

 

Message 6 of 8
Established Contributor

Re: Capital One Credit Tracker?

My scores are 50+ points lower than my Barclay and Wally FICO.  Not good at all. 

Message 7 of 8
Super Contributor

Re: Capital One Credit Tracker?

Credit Karma is mostly useless except for maybe the Vantage Score they give on the website. That's why I'm going to cancel my Experian and Transunion credit monitoring services and just use FICO exclusively.

Total CL: Around $168,750 not counting hidden TLs. FICOs in the 700-730 range.

Main cards: Macy's Amex: $24k, Lowe's, $17k, Chase Sapphire Preferred: $7k, Chase AARP: $5.2k, Chase Freedom: $5k, Chase British Airways: $5k, Discover It: $1.5k, Barclays Arrival: $2.5k, Sam's Club MC: $8.5k, Stash: $8k, Sam's Club: $10k, Wells Fargo Propel: $8k, Paypal Smart Connect: $4.9k, Amazon Store Card: $6k, Cabelas Club Visa: $5k, Nordstrom: $5k, CapOne Quicksilver: $2k
Message 8 of 8