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Epic Contributor
Creditaddict
Posts: 20,096
Registered: ‎10-23-2007
0

Capital One Credit Tracker?

I see this as offer when I sign in so I click it and accept and it says it's a Trans Union score and then pulls upa 598?!!! UMM WTH I have not had a 598 (especially with TU) since before the new year!!

What kind of Capital One BS is this?? They are quickly surpassing my hate of Wells Fargo!

Fico Scores: EQ 673 DCU, TU 678 Wally, EX 669 Chase(08-31-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Epic Contributor
Creditaddict
Posts: 20,096
Registered: ‎10-23-2007
0

Re: Capital One Credit Tracker?

**Your Credit Tracker score is calculated based on the TransUnion New Account Model.

 

I have never heard of this and it makes me so mad... politics and money... UGH, I have to sign off, I can't deal today.

Fico Scores: EQ 673 DCU, TU 678 Wally, EX 669 Chase(08-31-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 45 Cards in between :smileytongue:
Valued Contributor
juggalo9er
Posts: 1,336
Registered: ‎10-24-2013
0

Re: Capital One Credit Tracker?

its credit karma....absolutely meaningless pay it no attention

the beatings will continue until moral improves Wal-Mart 300 lowes 500 cap 1 3000 Barclay rewards 800 upromise 3800
Indiana Members Platinum Visa $10,000 forum credit union mastercard 12,000, forum 7.24% 2,500
closed on home 3/15/2014
Frequent Contributor
Lechte
Posts: 465
Registered: ‎10-11-2013
0

Re: Capital One Credit Tracker?


Creditaddict wrote:

**Your Credit Tracker score is calculated based on the TransUnion New Account Model.

 

I have never heard of this and it makes me so mad... politics and money... UGH, I have to sign off, I can't deal today.


Haha....relax Credit...at least it gives you something to look at every month lol.    Like juggo said...it's a mini version of CK...exact scores.  I kinda like Cap1's summary layout a little better.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


Community Leader
Senior Contributor
KennyRS
Posts: 4,928
Registered: ‎01-15-2009
0

Re: Capital One Credit Tracker?

I was shocked to see 785. I know it doesn't mean anything, but it made me wonder what my actual ficos were.
Starting Score: EQ04: 748 (1/31/14) - TU08: 755 (1/06/14)
Current Score:EX08:782(9/08) - EQ04:763(8/29) - EQ08:783(9/10) - TU08:799(9/05)
Goal Score: 800+
Senior Contributor
Ron1
Posts: 4,883
Registered: ‎05-23-2009
0

Re: Capital One Credit Tracker?

It is completely useless. It alert me pretty quick when someone HP TU. It is free. :smileyhappy:

 

 

Ron.

 

 

 

Frequent Contributor
Longroad
Posts: 442
Registered: ‎11-17-2013
0

Re: Capital One Credit Tracker?

My scores are 50+ points lower than my Barclay and Wally FICO.  Not good at all. 

Valued Contributor
popamode72
Posts: 1,101
Registered: ‎09-07-2013
0

Re: Capital One Credit Tracker?

Credit Karma is mostly useless except for maybe the Vantage Score they give on the website. That's why I'm going to cancel my Experian and Transunion credit monitoring services and just use FICO exclusively.

College sophomore (took a gap year between 2012-2013). Accounting major. Began my credit building journey in September of 2013. FICOS: EX - 701, TU - 693, EQ - 672 Current cards: Amex Green: NPSL, Chase SW Rapid Rewards Plus: $5k, Amex Gold Delta Skymiles: $4.2k, Amex EveryDay: $2.1k, Amazon Store Card: $1.9K, CapOne Quicksilver: $1.5K, Paypal SC: $1.5K, WalMart Store Card: $1.2K Citi Forward: $1K, Discover It: $500 Total CL: $18.9K Card considerations for next year: Sallie Mae Mastercard.

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