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Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
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Re: Capital One Credit card offer.. Question


casinoannie97 wrote:

You can get EX direct from Experian.


Not a FICO score, but they do sell FAKOs.

Frequent Contributor
Posts: 436
Registered: ‎01-16-2009
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Re: Capital One Credit card offer.. Question

[ Edited ]

I got the same Capital one offer in the mail for Capital One Platinum Mastercard and I was approved on June 16!!!!  My credit score is really bad and up until now I haven't been able to get approved for anything.  I applied online and then I called the next day and I was given a $500 credit line and a zero % APR till July 2011. 

 

It's a low CL but it's better than nothing!  If I got approved you will def get approved!!!  Try it!  :smileyhappy:

 

By the way they pulled all 3 credit reports that's the only bad part! 

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05 EQ 652 TU 690 EX 707
05/15 EQ 708 TU 744 EX 650
Goal: 700s across the board :smileyhappy:
Regular Contributor
Posts: 152
Registered: ‎03-29-2009
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Re: Capital One Credit card offer.. Question

GREAT!!! I am going to apply on the 22nd... Waiting for some things to clear ..

Regular Contributor
Posts: 152
Registered: ‎03-29-2009
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Re: Capital One Credit card offer.. Question

Did you have collections as well?

Valued Contributor
Posts: 1,278
Registered: ‎06-01-2007
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Re: Capital One Credit card offer.. Question

You will most likely get approve for a credit steps card, small initial limit and then it grows after 90 days or so. There usually is a ceiling on this card, so it will never grow anymore than whatever they set as the "hidden" limit.
Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

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Frequent Contributor
Posts: 436
Registered: ‎01-16-2009
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Re: Capital One Credit card offer.. Question

No I didn't have any collection items but I did have a lot of settled accounts that went past due. 

 

Your score is way higher than mine.  I think you should be approved.

11/30/14 EQ 545 TU 573 EX 602 01/15 EQ 545 TU 586 EX 589
02/15 EQ 643 TU 627 EX 669 03/05 EQ 652 TU 690 EX 707
05/15 EQ 708 TU 744 EX 650
Goal: 700s across the board :smileyhappy:
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