Capital One Deja Vu

[IrishUpstart]

Hey all.... quick question.

About a month ago I got a pre-approved capital one MasterCard offer in the mail. I accepted it, gave received card, made a 10% UTI purchase and am coming up on my first due date. The other day, I received what appears to be an exact duplicate letter in the mail for a pre-approved capital one mastercard.

Is it even possible to have 2 identical cards? If so, should I take it?

Thanks!

[lg8302ch]

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@IrishUpstart wrote:
Hey all.... quick question.

About a month ago I got a pre-approved capital one MasterCard offer in the mail. I accepted it, gave received card, made a 10% UTI purchase and am coming up on my first due date. The other day, I received what appears to be an exact duplicate letter in the mail for a pre-approved capital one mastercard.

Is it even possible to have 2 identical cards? If so, should I take it?

Thanks!

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Not sure.....but why would you want 2 of the same card?  I like my QS Visa with 1,5% cash back but would not want a 2nd one and rather add a card with a different reward structure from a different lender.  Also would hate to take another triple pull from Cap1.

[myjourney]

Yes you can have more than one CAP1 card

Will you be approved for this one due to the mailing I doubt it.

My guess your name is still in the marketing dept and most likely will drop off for that product soon.

[IrishUpstart]

The only reason I entertained the notion of taking it (again) is cause I'm in the process of rebuilding credit. I have 2 credit cards (one secure usbank visa and the first cap one master) these being the only credit cards I've had in 15 years. I dunno. Guess I was looking at it as a freebie of sorts to build on.

[gdale6]

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@IrishUpstart wrote:
The only reason I entertained the notion of taking it (again) is cause I'm in the process of rebuilding credit. I have 2 credit cards (one secure usbank visa and the first cap one master) these being the only credit cards I've had in 15 years. I dunno. Guess I was looking at it as a freebie of sorts to build on.

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I doubt they would approve back to back I would toss it. If you want another card I would go with another bank.

[IrishUpstart]

Sounds good! Thanks all!

[JoshuaHolySpirit]

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@IrishUpstart wrote:
Sounds good! Thanks all!

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Just for the sake of conversation, it would be nice if it is a QS for the 1.5%. Then again, would also be nice if it is a higher limit same card with credit steps since you're rebuilding. (i-e: $500 to $2500  or so in 6-7 months). Not sure about long term since there are so many cards out there for primeville (after rebuilding), that is. All the best-!!