No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Just a quick question for all that has been through this road.
Is is a HP or SP?
I wrote an email today and got a call back. Account is few years old and never late. They are asking me permisson to pull credit reports. I thought it would be a SP, so I said that I will call them back and let them know. Am I wrong? So it will be a HP?
Both the times i dealt with them it was soft, everyone eles has reported it was a soft also
Both of my increases was SP's as well. The EO confirm it was a SP too when asked if they could pull them.
They will not use the word, soft or hard, the CSR will say "it will not affect your credit"
Okay, I gave them a go. She said it didn't put an inq on the reports. However, the manual review dept might pull them.
So... am I missing something here? I guess I will find out tomorrow.
I hope it will be a SP, I really don't want to leave the garden.
@zerobacan wrote:They will not use the word, soft or hard, the CSR will say "it will not affect your credit"
I recieved my call earlier tonight from their office... The rep I spoke with used the term "soft pull" a few times when referring to checking my credit score for the CLI I requested.
@StriderM99 wrote:
@zerobacan wrote:They will not use the word, soft or hard, the CSR will say "it will not affect your credit"
I recieved my call earlier tonight from their office... The rep I spoke with used the term "soft pull" a few times when referring to checking my credit score for the CLI I requested.
Hmm, maybe the rep that I got doesn't know about it. I hope it will be a SP..... it's Best Buy Reward Zone Mastercard.
@armbenderc wrote:
@StriderM99 wrote:
@zerobacan wrote:They will not use the word, soft or hard, the CSR will say "it will not affect your credit"
I recieved my call earlier tonight from their office... The rep I spoke with used the term "soft pull" a few times when referring to checking my credit score for the CLI I requested.
Hmm, maybe the rep that I got doesn't know about it. I hope it will be a SP..... it's Best Buy Reward Zone Mastercard.
No update as of yet. I was informed that the latest would be Thursday.
How did this go?
I requested a CLI and they did a HP on all 3 after telling me they do soft pulls! What the fudgecicle??!