11-21-2012 07:49 PM
Ok, so after reading a couple of topics on the forum about contacting Capital One's Executive Office for a CLI, I decided to give it a go and contact them. Using the info that I got from here, I contacted them and in less than an hour I got a call back. It was a very nice gentleman on the other end who said he was from the executives offices and wanted to address the concern I seemed to have. To make a long story short, I just basically told him that my card wasn't growing with me so a CLI or a PC to a card with no AF would be greatly appreciated. He was very professional and understanding (Yes, Capital One), then after asking me a few questions, he said although a PC wasn't in the cards for me at the moment, he would double my CL to 1000 and waive my annual fee on the card for a year. I was so shocked that he offered me anything that I didn't even try to argue or negotiate, I just took it, thanked him and hung up. So, with that I can say that this is another story where Capital One's executive office came through!!! Oh, and it was a soft pull, and at the EO they manually review as oppose to letting the computer decide, so if you state your case well (prestine payment history and at least three year card holder I would assume), then I would say you have a pretty good shot at a CLI. Good luck gang!!! Keep me posted.
nice job. i also had a positive experience with the CapOne EO, got my credit limit increased to 2000 from 1500 (stuck for 2+ years)
11-22-2012 05:50 AM
@Epcot @darkman @RavenNation @LOC Thanks guys!!!
11-22-2012 05:52 AM
@toiletbowl69er I appreciate it. And congrats to you too. It's always an event when Capital One decides to do the right thing. LOL!!!
11-22-2012 05:54 AM
@darkman @RavenNation Check your boxes. Sorry for the delay. I got caught up late night shoping. Happy Thanksgiving.
11-22-2012 06:17 AM
@beb86 It was 0. I don't keep a balance on any of my cards. I charge them up and pay them off like every week, week and a half.
11-27-2012 02:37 PM
Just wanted to give an update on my experience with Capitalone executive office. So after reading this post and receiving some valuable information, I emailed Capitalone's executive office and received a call the very next day from a very sweet lady from their office saying that she was calling to help me get a credit limit increase. She asked me a few questions about income, length of time on my job, investments, etc and said that she would put in a request and I would know something in 48 hours. Well 24 hours later I get a call from Capitalone executive office and its the same lady telling me that she was able to increase my limit to $2500 my a limit had been stuck at $1250 for 3 years. I didn't even think it was possible to receive a credit limit increase from Capitalone. I'm extremely grateful for this forum and each person here who takes the time to write about their experience.
11-28-2012 10:38 AM
I had a great experience with the folks at the Capital One EO! The nice lady got rid of my BB Reward Zone MC AF for good whereas I had zero luck with the number on the back of the card! The EO will really do what they can for you and they have all the power! Always be nice and you'll get along way with them!!
11-28-2012 01:43 PM
Can someone PM me the contact information of Cap1 EO?
Thanks in advance,
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.