03-21-2013 11:50 PM
After my friend got his identity stolen I decided it was a good time to maybe start monitoring my credit reports, I found out my old C1 card was still reporting and decided to get a replacement card. My starting limit was $1500 back in 05' when I was just starting my credit journey...
After I got my replacement card I called in to get a CLI and was declined due to "This Capital One account is not currently eligible for a credit line increase upon request" I tried calling and and asking over chat, but they kept decling me and said I would get a letter in the mail in 7 days... At this point I was like **bleep**?!? My current limits on my other cards are in the 15-25K range and I have a 790 fico score across the board.
So I did what anyone else would do... I googled' "capital one credit increase" and found this great forum! TY myFICO! =)
After reading thru a few threads I decided to shoot the facebook team a msg and I got a super fast response back asking me to email them my request. The next day I received a call from the EO dept, I put in my request from $1,500 to 15,000. EO rep advised me he would put in a request for a manual review and will call me back in about 2 days. Today I received the call, he advised me the request was approved w/ a soft pull and he also added cash rewards to my account. EO dept FTW! He gave me his contact again for future reference and told me to contact him for any other request or questions. The EO dept has awesome service, wish I didn't have to go this far but hey I guess it works.
03-22-2013 12:42 AM
Thats awesome!! Congrats!!
03-22-2013 04:01 AM
03-22-2013 08:22 AM - edited 03-22-2013 08:23 AM
03-22-2013 09:08 AM
i contacted them last week and this morning my limit was increased from 500 to 750. I initially requested 3000 but only got a 250 dollar increase. Well something is better than nothing but not happy at all...
03-22-2013 09:27 AM
NICE!!! Nothing wrong with adding a zero and moving a comma.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15
03-22-2013 10:14 AM
Wow! awesome increase!