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New Contributor
Posts: 116
Registered: ‎03-10-2013
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Capital One EO OMG. Thank You guys so much

Hey guys this time last year I couldnt get any credit card. I found this site and lurked until i registerd almost 1 year later. You all know the same story young dumb and full of credit card dept (well not exactly cc). I got the capital one secured card april last year with the $99 and $200 credit limit. So i charge and pay in full every month while raising my limit to $750.00. I wait till the end of feburary and apply for the capital one rewards card and got approved first shot for $500. I call and ask for a cli cause it is lower then my secured card and i want to take advantage of the reward without having to keep going to the bank multiple times to pay off my card if i charged alot. So i look at the back door numbers and call with no luck, they tell my i just got the card and wait. Okay so I was lurking here and came upon a post where someone complained on the capital one facebook page and got results, so I say what do I have to lose. I logged in facebook and took action the there page with my comment. I later get 3 emails spaced out telling me they recieved my comment and to call a specific person (dont know if It is okay to give there name and number here) I tell him what I want $1500.00 limit he ask if i couldnt get that limit would i accept something else, I said sure. He till me he will call me back today, well he did and told me my limit was $1500.00 effective now.

Thanks so much to the people who have posted there results, tips and tricks without you I would be stuck in limbo. Oh ya it was a soft pull also.

Moderator
Posts: 27,207
Registered: ‎09-13-2012
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Re: Capital One EO OMG. Thank You guys so much

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Capital One EO OMG. Thank You guys so much

Congratulations on your success :smileyhappy:

 

That is a nice improvement 500 > 1500


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Valued Member
Posts: 46
Registered: ‎03-14-2013
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Re: Capital One EO OMG. Thank You guys so much

Thats awesome!!  I too have had a Cap one card for over 4 years with no CLI at all......they always told me no over the phone.  So i gave up..lol

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New Contributor
Posts: 116
Registered: ‎03-10-2013
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Re: Capital One EO OMG. Thank You guys so much

Go on facebook and complain on their page.  Ymmv but atleast worth a shot all they can say is no. I will never call there regular csr again for a cli

Frequent Contributor
Posts: 355
Registered: ‎02-16-2013
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Re: Capital One EO OMG. Thank You guys so much

Nice! :smileyhappy:

2/16/13 Scores EX: 594, TU:513, EQ:563 -- Cap One Secured: $200, Kay's: $400

GOAL #1: 625 -- CHECK!

3/31/15 Scores TU: 621 -- Cap One Secured: $750, Kay's: $900, CareCredit: $1000, Aerie $350, Fingerhut $1350

Goal #2: A travel card. REC ME!
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: Capital One EO OMG. Thank You guys so much

Yeah, the EO is the way to go.. LOL forget those ill informed CSRs.

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Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Capital One EO OMG. Thank You guys so much

CONGRATS!!!

id hit them up a year from now and ask for another CLI.



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New Contributor
Posts: 116
Registered: ‎03-10-2013
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Re: Capital One EO OMG. Thank You guys so much


LS2982 wrote:
CONGRATS!!!

id hit them up a year from now and ask for another CLI.

I was thinking like 7-8 months maybe that will be pushing it tho.

Established Contributor
Posts: 1,837
Registered: ‎08-20-2012
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Re: Capital One EO OMG. Thank You guys so much

Congrats

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