03-29-2013 11:57 AM
Hey guys this time last year I couldnt get any credit card. I found this site and lurked until i registerd almost 1 year later. You all know the same story young dumb and full of credit card dept (well not exactly cc). I got the capital one secured card april last year with the $99 and $200 credit limit. So i charge and pay in full every month while raising my limit to $750.00. I wait till the end of feburary and apply for the capital one rewards card and got approved first shot for $500. I call and ask for a cli cause it is lower then my secured card and i want to take advantage of the reward without having to keep going to the bank multiple times to pay off my card if i charged alot. So i look at the back door numbers and call with no luck, they tell my i just got the card and wait. Okay so I was lurking here and came upon a post where someone complained on the capital one facebook page and got results, so I say what do I have to lose. I logged in facebook and took action the there page with my comment. I later get 3 emails spaced out telling me they recieved my comment and to call a specific person (dont know if It is okay to give there name and number here) I tell him what I want $1500.00 limit he ask if i couldnt get that limit would i accept something else, I said sure. He till me he will call me back today, well he did and told me my limit was $1500.00 effective now.
Thanks so much to the people who have posted there results, tips and tricks without you I would be stuck in limbo. Oh ya it was a soft pull also.
03-29-2013 12:16 PM
Congratulations on your success
That is a nice improvement 500 > 1500
03-29-2013 12:18 PM
Thats awesome!! I too have had a Cap one card for over 4 years with no CLI at all......they always told me no over the phone. So i gave up..lol
03-29-2013 01:08 PM
03-29-2013 01:16 PM
Yeah, the EO is the way to go.. LOL forget those ill informed CSRs.