Reply
New Contributor
Richierichdollar
Posts: 116
Registered: ‎03-10-2013

Capital One EO OMG. Thank You guys so much

Hey guys this time last year I couldnt get any credit card. I found this site and lurked until i registerd almost 1 year later. You all know the same story young dumb and full of credit card dept (well not exactly cc). I got the capital one secured card april last year with the $99 and $200 credit limit. So i charge and pay in full every month while raising my limit to $750.00. I wait till the end of feburary and apply for the capital one rewards card and got approved first shot for $500. I call and ask for a cli cause it is lower then my secured card and i want to take advantage of the reward without having to keep going to the bank multiple times to pay off my card if i charged alot. So i look at the back door numbers and call with no luck, they tell my i just got the card and wait. Okay so I was lurking here and came upon a post where someone complained on the capital one facebook page and got results, so I say what do I have to lose. I logged in facebook and took action the there page with my comment. I later get 3 emails spaced out telling me they recieved my comment and to call a specific person (dont know if It is okay to give there name and number here) I tell him what I want $1500.00 limit he ask if i couldnt get that limit would i accept something else, I said sure. He till me he will call me back today, well he did and told me my limit was $1500.00 effective now.

Thanks so much to the people who have posted there results, tips and tricks without you I would be stuck in limbo. Oh ya it was a soft pull also.

Moderator
09Lexie
Posts: 24,586
Registered: ‎09-13-2012

Re: Capital One EO OMG. Thank You guys so much

Moderator Emeritus
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: Capital One EO OMG. Thank You guys so much

Congratulations on your success :smileyhappy:

 

That is a nice improvement 500 > 1500


Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Valued Member
wahoojack13
Posts: 46
Registered: ‎03-14-2013

Re: Capital One EO OMG. Thank You guys so much

Thats awesome!!  I too have had a Cap one card for over 4 years with no CLI at all......they always told me no over the phone.  So i gave up..lol

Gardening Goal thru April 2014. HELP ME STAY ON TRACK!




New Contributor
Richierichdollar
Posts: 116
Registered: ‎03-10-2013

Re: Capital One EO OMG. Thank You guys so much

Go on facebook and complain on their page.  Ymmv but atleast worth a shot all they can say is no. I will never call there regular csr again for a cli

Frequent Contributor
Henchman21
Posts: 349
Registered: ‎02-16-2013

Re: Capital One EO OMG. Thank You guys so much

Nice! :smileyhappy:

2/16/13 Scores EX: 594, TU:513, EQ:563
Cap One Secured: $200, Kay's: $400

GOAL #1: 625
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: Capital One EO OMG. Thank You guys so much

Yeah, the EO is the way to go.. LOL forget those ill informed CSRs.

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Capital One EO OMG. Thank You guys so much

CONGRATS!!!

id hit them up a year from now and ask for another CLI.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
New Contributor
Richierichdollar
Posts: 116
Registered: ‎03-10-2013

Re: Capital One EO OMG. Thank You guys so much


LS2982 wrote:
CONGRATS!!!

id hit them up a year from now and ask for another CLI.

I was thinking like 7-8 months maybe that will be pushing it tho.

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Capital One EO OMG. Thank You guys so much

Congrats


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+