03-11-2013 01:12 PM
I am a BK7 survivor...and yes, I have two (2) Cap1 cards
Neither of my cards had rewards...and though Cap1 bumped up the limit of one of my platinum cards, they stubbornly refused to add rewards to either card or bump up the limit of the other.
...UNTIL I EMAILED THE EO!
I kept it short and sweet...detailing how my CC portfolio had grown and my FICO score jumped since 2011. I received a call the next day from a very nice representative. I told her I wasn't looking to shoot the moon here...just get some rewards for my Cap1 card purchases and a better limit on my second card, which had a $750 CL.
That same day, she adds what she called reward "structures" to not one, but BOTH of my cards!
As for the CLI, I just logged in...and even though I didn't get the $3,000 CL I asked for, they bumped me to $1,500!!!
This EO is the real deal...and I am grateful to have read about it on this wonderful forum.
03-11-2013 01:16 PM - edited 03-11-2013 01:20 PM
Would you mind PMing me the email addy you used? I've been trying to get ahold of a decent EO for them (I called in) to have them recon a denial they gave me. Not really too sure since it was the first card I apped for in over a year, have a score of 723, 100% on time payment, no derogs etc.
Oh and I forgot to say, Congratulations!
03-11-2013 02:14 PM
03-11-2013 02:38 PM
I would greatly appreciate a pm of the email too. I googled and did not find an email addy
03-11-2013 02:43 PM
03-11-2013 02:53 PM
HI I was wondering if you could PM me the email you used as well. Thanks in advance!
03-11-2013 03:09 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.