I emailed the executive office and all my annual fees are gone and they gave me the credit limit increases I asked for. I wish I would of said more than just $250 on each card. I probably could of got more! Oh well 750 to 1k line is good for now on 3 cap 1 cards. I emailed the CEO directly again this time with a very hard request, to try and re-open my first ever credit card I had with them from 12/2000 and I closed it in 2006. I filed bankruptcy in 2009 and I explained I was declined before when I tried to re-open this card before Cap 1 changed and everyone has to go through the executive office now to do anything. The limit is just $200 its was a under age card for people 16 and older and my mother was the guarantor then years later they took her name off. I just want it so I don't lose 12 years of credit history being my oldest account. They responded and I got someone named James and he said he should have a fast response back within 24-48 hours regarding this almost impossible thing. But their supervisor gave me the idea to try and get it re-opened. She said its certainly wouldn't hurt to try and they called me yesterday and left me a voice mail. If they do re-open it I have no idea what kind of card it would be a visa or mastercard it origionally was a visa. And I don''t know if they would be able to keep the open date back 12 years ago...
I got a chase slate card too with a bankruptcy and 2 chargeoffs that I just settled and a bunch of inquiries. $700 limit but they over turned the decline. Better than being declined and its with a Prime Lender.
Starting Score: TU:599 EXP: 596 EQ: 595 Starting Year 2009
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