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I worte the exec office at 1PM yesterday and got a call at 4:15. Verified income, mortgage amount and monthly payment and sent to Underwriting. Said it takes 2-3 for review
@rudy0720 wrote:I worte the exec office at 1PM yesterday and got a call at 4:15. Verified income, mortgage amount and monthly payment and sent to Underwriting. Said it takes 2-3 for review
I wrote the exec office yesterday around the same time as you but I have not received a response from them yet. Maybe I am unlucky compared to you.
Could someone please PM me the email you used and the email format that you used please. The phone number would be nice to have as well. I believe I have the correct email by following a guide from a previous member but I'd just like to be sure.
Thank you.
So from you guys experience do I basically have to go through the exec ofice to get a decent limit increase? I just got a cash rewards with some garbage 500 limit, and al they would do is tell me I could do a "credit steps" for 5 months and get a 250 increase after 7. I just got a Chase Freedom for 8k and I expected just a little mre with this at least. I can't do anything with a 500 limit card it will just hurt my utilization and scores.
I emailed the CEO on Thursday and still havent received a reply. Could someone pm the Email addy so I can make sure I have it right. If you have the phone # that would be great too. I hope my wording wasnt harsh. Not sure why I am getting passed over so to speak.
EDIT: They called
@rkb84 wrote:So from you guys experience do I basically have to go through the exec ofice to get a decent limit increase? I just got a cash rewards with some garbage 500 limit, and al they would do is tell me I could do a "credit steps" for 5 months and get a 250 increase after 7. I just got a Chase Freedom for 8k and I expected just a little mre with this at least. I can't do anything with a 500 limit card it will just hurt my utilization and scores.
Make sure it reports to you reports before you contact them! It will up your chances of the meeting this limit!
I had my capital one Platinum for over 4 years with no credit limit increases besides my credit steps in the beginning. This is my first credit card I have ever gotten. My other credit cards limits far exceed this card. Everytime I request a CLI they tell me my account is not eligible at the time. I have sent them documents of my income increase and ask them to do a hard pull on my Credit Report they said they cannot use that information on my account. I don’t understand. Does anyone have the exec office number or email address? Thanks
@jordan_91 wrote:I had my capital one Platinum for over 4 years with no credit limit increases besides my credit steps in the beginning. This is my first credit card I have ever gotten. My other credit cards limits far exceed this card. Everytime I request a CLI they tell me my account is not eligible at the time. I have sent them documents of my income increase and ask them to do a hard pull on my Credit Report they said they cannot use that information on my account. I don’t understand. Does anyone have the exec office number or email address? Thanks
Sounds like you are a good candidate for the exec path. Click the green card in my sig, it has a link to the address via a google search that pops up the first result. We don't post it here cuz it would get flooded and likely changed.
Can someone PM me the email address? Thanks so much.
I have noticed that the best results come to those who have had 2 or more years with Capital One. Others seem to get no or small increases, while those with longer time with Capone get larger. Those that are seeking the exec office route might want to consider that. If they are looking for a large increase it might help if they wait a few more months and get increases on their other cards first. I am not saying this because I am on their side, I am on your side!