Reply
Senior Contributor
Posts: 3,614
Registered: ‎01-10-2008
0

Re: Capital One FR


haulingthescoreup wrote:

 


tmazzi wrote:

No nothing. She said she went to use the card at the gas station and it declined, she called and this is what they told her and said she will need to fill out a form to release 2 years of tax returns. Today she got the form.


 

Don't know if she would share this with you, but has her reported usage changed in any way? Lots of new cards, climbing balances/ lates on other accounts, starting to carry balances, etc.

 

The Vikings or Visigoths or whatever they are on the commercials combined with an F/R makes for a disturbing mental image...


:smileyvery-happy:

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
New Contributor
Posts: 56
Registered: ‎11-16-2008
0

Re: Capital One FR

I happen to know her usage, ect, her limit is 700.00 her balance was 0 at the time. She only uses it for gas mostly. She does not have much credit, she has a few store cards and a NFCU Cash Rewards, but nothing negative.

 

I helped her rebuild about a year ago and since then she has been doing very good. She just got the 3k NFCU CR about 3 months ago. So I am really not sure why they are asking her to fill out this form. I told her not to, so she paid the balance on her other Capital One Card (She had 2) and she just called to close both accounts.

Established Contributor
Posts: 536
Registered: ‎03-17-2010
0

Re: Capital One FR

Capital One and FR? that's just plain gross! Can't picture cap one with Amex swagger...

Frequent Contributor
Posts: 267
Registered: ‎07-28-2009
0

Re: Capital One FR

[ Edited ]

tmazzi wrote:

No nothing. She said she went to use the card at the gas station and it declined, she called and this is what they told her and said she will need to fill out a form to release 2 years of tax returns. Today she got the form.


Wow. That is news....for a 700 limit? I am amazed. I say search elsewhere if she can for a better card (maybe a CU)....that is ridiculous.


Starting Score: TU: ?-- EQ: ?--EX 560 (8-08)
Current Score: TU: 671 (3-10) 625 (4-10/Rebucketed)--EQ: 674 (3-10)--EX 630 (Lender 11-09)
Goal Score: TU: 750--EQ: 760


Take the FICO Fitness Challenge

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.