Reply
Senior Contributor
score_building
Posts: 3,577
Registered: ‎01-10-2008
0

Re: Capital One FR


haulingthescoreup wrote:

 


tmazzi wrote:

No nothing. She said she went to use the card at the gas station and it declined, she called and this is what they told her and said she will need to fill out a form to release 2 years of tax returns. Today she got the form.


 

Don't know if she would share this with you, but has her reported usage changed in any way? Lots of new cards, climbing balances/ lates on other accounts, starting to carry balances, etc.

 

The Vikings or Visigoths or whatever they are on the commercials combined with an F/R makes for a disturbing mental image...


:smileyvery-happy:

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
New Contributor
tmazzi
Posts: 56
Registered: ‎11-16-2008
0

Re: Capital One FR

I happen to know her usage, ect, her limit is 700.00 her balance was 0 at the time. She only uses it for gas mostly. She does not have much credit, she has a few store cards and a NFCU Cash Rewards, but nothing negative.

 

I helped her rebuild about a year ago and since then she has been doing very good. She just got the 3k NFCU CR about 3 months ago. So I am really not sure why they are asking her to fill out this form. I told her not to, so she paid the balance on her other Capital One Card (She had 2) and she just called to close both accounts.

Established Contributor
ifinet
Posts: 536
Registered: ‎03-17-2010
0

Re: Capital One FR

Capital One and FR? that's just plain gross! Can't picture cap one with Amex swagger...

Frequent Contributor
Pushto700
Posts: 267
Registered: ‎07-28-2009
0

Re: Capital One FR

[ Edited ]

tmazzi wrote:

No nothing. She said she went to use the card at the gas station and it declined, she called and this is what they told her and said she will need to fill out a form to release 2 years of tax returns. Today she got the form.


Wow. That is news....for a 700 limit? I am amazed. I say search elsewhere if she can for a better card (maybe a CU)....that is ridiculous.


Starting Score: TU: ?-- EQ: ?--EX 560 (8-08)
Current Score: TU: 671 (3-10) 625 (4-10/Rebucketed)--EQ: 674 (3-10)--EX 630 (Lender 11-09)
Goal Score: TU: 750--EQ: 760


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}