SUCCESS! 30 day late removed (only from EX so far). Score went up 25 points to 709!
SUCCESS again! Removed from EX and EQ! EX is now 712 (some UTI dropped off) and EQ is 709. Scores are from USAA CMS.
Still haven't seen any of my new tradelines reported, so any change for now is basically tenative.
Sent in a GW letter today to my credit union for a few lates. Two lates in 12 years of a continuous account. Hopefully that matters to them. They are notoriously strict about GWs, though, so all I can do is pray!
One day at a time.
-SB