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Capital One Help

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NiNoMArksLA
Contributor

Capital One Help

Hello I Called Capital One And Ask For CLI They Decline It I Had The Card Since 2012 Of Feb 1 Year And 2 Months No CLI Ever I Had The Credit Steps But Missed 2 Payments Cause My Checking Acct Took 3-5 Days To Transfer Anyways I Wanted To Know If U Guys Could Give Me The Capital One EO Email Thanks

Credit Limt Is At $300
Message 1 of 7
6 REPLIES 6
myjourney
Super Contributor

Re: Capital One Help

Sent

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
NiNoMArksLA
Contributor

Re: Capital One Help

Thanks
Message 3 of 7
myjourney
Super Contributor

Re: Capital One Help

Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 7
NiNoMArksLA
Contributor

Re: Capital One Help

What do u say to them?
Message 5 of 7
myjourney
Super Contributor

Re: Capital One Help

Why you think you deserve a CLI 

How good a customer you are 

Would like to use card more but limit restricts 

Name 

Phone you can reached at that's about it

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 7
MovingForward_2012
Valued Contributor

Re: Capital One Help

You are most likely going to have a hard time with those recent late payments. A requirement of credit steps is to keep your account in good standing which is why you missed out, unfortunately. It never hurts to try though. Good luck!
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Message 7 of 7
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