I had a Cap1 Secured Platinum Card as my only card for eight months when I applied for my Amex Cards.
I had a secured credit line of $2000. I paid in full every month with a 10% monthly usage.
A lot of people knock Cap1 but they were the only ones who would give me a credit card that reported to all three Credit Bureaus.
Cap 1 was the key tool that was essential to rebuilding my credit.
They do not give you CLI's unless you deposit more money.
Cap 1 also does not do a product change from secured to unsecured you have to apply for a new unsecured card after a year of good history with the unsecured card.
Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
