Monitor Credit & Identity
Get a Home Loan
Get a Credit Card
Get an Auto Loan
Credit Score Basics
Find Savings & Credit Cards
FICO® Ultimate 3B
3-Bureau FICO® Scores, Credit & Identity Monitoring
FICO® Essentials 1B
1-Bureau FICO® Scores & Credit Monitoring
FICO® Score 3B Report
3-Bureau Credit Report & FICO® Scores
FICO® Score 1B Report
1-Bureau Credit Report & FICO® Scores
XxRaVeNxX wrote:FICO Scoring (640) was the main reason...and that was in the list....American Express Zync
FICO Scoring (640) was the main reason...and that was in the list....American Express Zync
That FICO score will not sufficient for prime products from Cap1. At least 690/700 or better.
I had a Cap1 Secured Platinum Card as my only card for eight months when I applied for my Amex Cards.
I had a secured credit line of $2000. I paid in full every month with a 10% monthly usage.
A lot of people knock Cap1 but they were the only ones who would give me a credit card that reported to all three Credit Bureaus.
Cap 1 was the key tool that was essential to rebuilding my credit.
They do not give you CLI's unless you deposit more money.
Cap 1 also does not do a product change from secured to unsecured you have to apply for a new unsecured card after a year of good history with the unsecured card.