Frequent Contributor
Posts: 260
Registered: ‎06-13-2008

Capital One Increase

Called the backdoor number to ask for an increase on my $4,500 limit, analyst explained that because of the economy they stopped giving CLI's, which I'm sure most of us have heard repeatedly.  Anyway, she claimed they were starting to give CLI's again and asked if she could check to see if my account was eligible. Of course about 2 seconds later she comes back with the decision that no increase could be given and I'd receive a letter. She also stated she noticed I hadn't used the card.  Told her I've been a member for 6 years and in the last six years I've acquired cards with limits in the 5 digit range.  The most she could do was change my account to a rewards account (cash or mileage, I chose cash), where I would receive 1 point for every dollar.  Cool!

Marriott Rewards Visa $25,000; AirTran A+Rewards Visa $25,000; PFCU Visa $17,000; Barclay B&N MasterCard $12,000; GUCU Visa $10,500; Nordstrom Visa $10,000; GOCU Visa $10,000; Ann Taylor MasterCard $6,400; US Bank Perks Plus Visa $5,000; Barclay Arrival MasterCard $5,000; Quicksilver One $3,000; Capital One Classic $3,000; Amazon Visa $500; Sam's Club MasterCard $250; Dillards AMEX $250; Wal-Mart MasterCard $250.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+