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Capital One Minimum payment weirdness??

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Anonymous
Not applicable

Capital One Minimum payment weirdness??

Anybody have an idea why my Capital One minimum payment has gone from $40 a month $109 a month? I was freaking out when I saw it and thought I had a late payment or something. Definitely no late payments in fact I didn't even have a payment due because I had made a big one. My balance is lower than it was before. I am carrying a balance, $2,100 out of $8,000. Strange? Planning on chatting with them in a little while when I can get to my laptop and off my phone. It doesn't matter as I always make more than the minimum payment, but I want to make sure there's no issues or discrepancies with my account.
Message 1 of 11
10 REPLIES 10
tussking
Established Contributor

Re: Capital One Minimum payment weirdness??

Thats funny...Just noticed that myself. My Venture payment is $101. Let me know what they say...Too busy to call ! Thanks !

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 2 of 11
Anonymous
Not applicable

Re: Capital One Minimum payment weirdness??

Mine was super high too, $105 on a balance of $260, no lates or anything.

Message 3 of 11
FroggieMom
Regular Contributor

Re: Capital One Minimum payment weirdness??

I'm wondering if their site is having issues today.  I have logged in multiple times today to try and pay my payment only to have it say " we're sorry this feature is unavailable at this time"....HUH? Smiley Surprised You can't take my money right now??  Let us know what chat says when you talk to them.

Summer 2018 FICO 8 scores~
Gardening until 2019....at least
Message 4 of 11
Bobbyjohnson
New Contributor

Re: Capital One Minimum payment weirdness??

Have you changed your payment due date?

 

When I changed my payment due date, the system skipped a payment then doubled it the following month.  

Message 5 of 11
Anonymous
Not applicable

Re: Capital One Minimum payment weirdness??

I don't have any payments due right now but want to follow this thread.  Keep us posted!!

Message 6 of 11
UncleB
Credit Mentor

Re: Capital One Minimum payment weirdness??


@Anonymous wrote:

I don't have any payments due right now but want to follow this thread.  Keep us posted!!


+1

 

Same here... I'm curious if this is a 'glitch' or if they are changing how they calculate the minimum payment due.

 

I tend to PIF (most of the time) but I'm interested nonetheless.  Smiley Wink

Message 7 of 11
bk510
Valued Contributor

Re: Capital One Minimum payment weirdness??


@Bobbyjohnson wrote:

Have you changed your payment due date?

 

When I changed my payment due date, the system skipped a payment then doubled it the following month.  


I changed my due date on Venture1 last month or so and it updated with same minimum due of $25.

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Message 8 of 11
Anonymous
Not applicable

Re: Capital One Minimum payment weirdness??

Mine did the exact same thing when I changed the due date.

Message 9 of 11
Loquat
Moderator Emeritus

Re: Capital One Minimum payment weirdness??

Interested in seeing how this plays out.  Hopefully it's just a glitch for those affected...

Message 10 of 11
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