Capital One Missed Payment

[Aduke1122]

Also if this card is on a Credit Steps program the late payment could affect your Credit Steps increase if you have not already gotten it just wanted to mention that

[Aduke1122]

Yes I too agree with Average Joe , I have a list of all my account written down with all the due dates and statement cut dates and any balances, I keep a written list and I also keep a reminder in my phones calendar to go off a few days bf so I know

[Anonymous]

The good news: As long as your not 30 days past due, you should be good for reporting purposes.

Bad News: If in credit steps, one stipulation to remain eligible is to not be late, being late can and will likely cause you to (a) not get an increase for 7 months or more (b) uhh I forgot...just like that I forgot lol

Anyhoo you're ok as far as your credit. CLI and special offers may be off the table for a while, but honestly that's ok too!