Reply
New Contributor
Credit_Me
Posts: 52
Registered: ‎06-14-2012
0

Capital One Monkey Button Works - Even on Credit Steps

So I decided to use the luv button on my Cap1 for a second time, last time I receive 7-10 type of message and was denied. This morning I decided to hit it again and was approved for a $1,000 increase. This was a 750 initial credit step card, then bumped up to 1250 at 7th Statement. 15 months later and got this CLI so it's good to know that their new rebuilders can grow.

 

PS. I am ~18 post chapter 7 discharge.

 

 


Starting Score: EQ:531 (06/14/12) TU: 578 (06/16/12) EX: 555 (06/23/12)
Current Score: EQ:647 (10/04/12) TU: 621 (08/04/12) EX: 654 (05/15/13) App from CU
Goal Score: 2012 Goal Met. 2013 - 660+ across the board


Take the FICO Fitness Challenge

Rebuilding Tools: Cap1 (750), Credit1 (400), Aspire FCU CBL (1000)
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: Capital One Monkey Button Works - Even on Credit Steps


Credit_Me wrote:

So I decided to use the luv button on my Cap1 for a second time, last time I receive 7-10 type of message and was denied. This morning I decided to hit it again and was approved for a $1,000 increase. This was a 750 initial credit step card, then bumped up to 1250 at 7th Statement. 15 months later and got this CLI so it's good to know that their new rebuilders can grow.

 

PS. I am ~18 post chapter 7 discharge.

 

 


Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Community Leader
Mega Contributor
coldnmn
Posts: 15,140
Registered: ‎08-08-2011
0

Re: Capital One Monkey Button Works - Even on Credit Steps

Congrats! 

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8500
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

New Contributor
Ozix
Posts: 67
Registered: ‎07-12-2013
0

Re: Capital One Monkey Button Works - Even on Credit Steps

That's awesome!  Congrats and definitely good to know, my two Cap1 cards are both Credit Steps, a $1000 Plat MC headed for $1500 and a $500 Cash Rewards headed for $750.  I hope they give me more on the Cash Rewards (soon to be QuickSilverOne) in November when they auto PC it since I use that one more.  Right now I'm sitting close to max on both, taking advantage of 0% until March (and killing my UTIL in the process) :smileywink:

 

Oz



FICOs Jun 2013: EQ 573 EXP 541 TU 585
FICOs Nov 2014: EQ 609 EXP 613 TU 606
Established Contributor
shane82388
Posts: 979
Registered: ‎07-16-2010
0

Re: Capital One Monkey Button Works - Even on Credit Steps

I just got a $250 CLI on both my Cap One and Orchard cards recently...is it even possible to get a CLI from the LUV button before 6 months or whatever?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}