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Capital One Monkey Button Works - Even on Credit Steps

New Contributor

Capital One Monkey Button Works - Even on Credit Steps

So I decided to use the luv button on my Cap1 for a second time, last time I receive 7-10 type of message and was denied. This morning I decided to hit it again and was approved for a $1,000 increase. This was a 750 initial credit step card, then bumped up to 1250 at 7th Statement. 15 months later and got this CLI so it's good to know that their new rebuilders can grow.

 

PS. I am ~18 post chapter 7 discharge.

 

 


Starting Score: EQ:531 (06/14/12) TU: 578 (06/16/12) EX: 555 (06/23/12)
Current Score: EQ:647 (10/04/12) TU: 621 (08/04/12) EX: 654 (05/15/13) App from CU
Goal Score: 2012 Goal Met. 2013 - 660+ across the board


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Rebuilding Tools: Cap1 (750), Credit1 (400), Aspire FCU CBL (1000)
Message 1 of 5
4 REPLIES
Super Contributor

Re: Capital One Monkey Button Works - Even on Credit Steps


Credit_Me wrote:

So I decided to use the luv button on my Cap1 for a second time, last time I receive 7-10 type of message and was denied. This morning I decided to hit it again and was approved for a $1,000 increase. This was a 750 initial credit step card, then bumped up to 1250 at 7th Statement. 15 months later and got this CLI so it's good to know that their new rebuilders can grow.

 

PS. I am ~18 post chapter 7 discharge.

 

 


Congrats 

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Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
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Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
Mega Contributor

Re: Capital One Monkey Button Works - Even on Credit Steps

Congrats! 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $13.5k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $6.1k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $4.85k / Citi DC (WMC) $7.1k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 3 of 5
Established Contributor

Re: Capital One Monkey Button Works - Even on Credit Steps

That's awesome!  Congrats and definitely good to know, my two Cap1 cards are both Credit Steps, a $1000 Plat MC headed for $1500 and a $500 Cash Rewards headed for $750.  I hope they give me more on the Cash Rewards (soon to be QuickSilverOne) in November when they auto PC it since I use that one more.  Right now I'm sitting close to max on both, taking advantage of 0% until March (and killing my UTIL in the process) Smiley Wink

 

Oz

AU:
Current FICOs [03/08/2017]: EQ 708 | TU 738 | EXP 718 | Past FICOs: [06/2013]: EQ 573 | TU 585 | EXP 541 |
Message 4 of 5
Highlighted
Established Contributor

Re: Capital One Monkey Button Works - Even on Credit Steps

I just got a $250 CLI on both my Cap One and Orchard cards recently...is it even possible to get a CLI from the LUV button before 6 months or whatever?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Message 5 of 5