Reply
New Contributor
Posts: 52
Registered: ‎06-14-2012
0

Capital One Monkey Button Works - Even on Credit Steps

So I decided to use the luv button on my Cap1 for a second time, last time I receive 7-10 type of message and was denied. This morning I decided to hit it again and was approved for a $1,000 increase. This was a 750 initial credit step card, then bumped up to 1250 at 7th Statement. 15 months later and got this CLI so it's good to know that their new rebuilders can grow.

 

PS. I am ~18 post chapter 7 discharge.

 

 


Starting Score: EQ:531 (06/14/12) TU: 578 (06/16/12) EX: 555 (06/23/12)
Current Score: EQ:647 (10/04/12) TU: 621 (08/04/12) EX: 654 (05/15/13) App from CU
Goal Score: 2012 Goal Met. 2013 - 660+ across the board


Take the FICO Fitness Challenge

Rebuilding Tools: Cap1 (750), Credit1 (400), Aspire FCU CBL (1000)
Community Leader
Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
0

Re: Capital One Monkey Button Works - Even on Credit Steps


Credit_Me wrote:

So I decided to use the luv button on my Cap1 for a second time, last time I receive 7-10 type of message and was denied. This morning I decided to hit it again and was approved for a $1,000 increase. This was a 750 initial credit step card, then bumped up to 1250 at 7th Statement. 15 months later and got this CLI so it's good to know that their new rebuilders can grow.

 

PS. I am ~18 post chapter 7 discharge.

 

 


Congrats 

+ Chase ink =




Mega Contributor
Posts: 16,748
Registered: ‎08-08-2011
0

Re: Capital One Monkey Button Works - Even on Credit Steps

Congrats! 

Frequent Contributor
Posts: 416
Registered: ‎07-12-2013
0

Re: Capital One Monkey Button Works - Even on Credit Steps

That's awesome!  Congrats and definitely good to know, my two Cap1 cards are both Credit Steps, a $1000 Plat MC headed for $1500 and a $500 Cash Rewards headed for $750.  I hope they give me more on the Cash Rewards (soon to be QuickSilverOne) in November when they auto PC it since I use that one more.  Right now I'm sitting close to max on both, taking advantage of 0% until March (and killing my UTIL in the process) Smiley Wink

 

Oz

AU:
NFCU Navcheck: $15,000 [11/14] | Past FICOs: (6/13): EQ 573 | TU 585 | EXP 541
Current FICOs [06/14/15]: EQ 662 - 14 INQs/8 in last 12m | TU 660 - 6 INQs/3 in last 12m | EXP 681 - 6 INQs/3 in last 12m
Established Contributor
Posts: 992
Registered: ‎07-16-2010
0

Re: Capital One Monkey Button Works - Even on Credit Steps

I just got a $250 CLI on both my Cap One and Orchard cards recently...is it even possible to get a CLI from the LUV button before 6 months or whatever?

$1200 $1250 $4250 NPSL $5300 $1350 $3000

$6050 $5000 $10500 $2416 $6500 $3000
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.