Credit Card Center Advertiser Disclosure†
08-20-2013 10:10 PM
08-20-2013 10:11 PM
Decided to split this off of my Citi post in hopes of getting some help:
I called Cap One and asked to PC my Platinum card from 9+ years ago to a better card. Told them I didn't feel the Platinum was growing with me. They agreed, but said I didn't have any offers to PC and would have to apply for a new card altogether. They did point out that the pricing structure I have isn't even offered anymore and that they are (and have been for quite some time) waiving the monthly and AF. I don't want to app for a new card because I'm in the garden. Do you think the EO would be able to PC my card? Any advice please?
Thanks in advance!
EO or facebook
08-20-2013 10:14 PM
08-20-2013 10:17 PM
I know this is going to sound crazy, but...I don't use FB! What EO number do I use?
Coming your way
08-20-2013 10:35 PM
you can ask them to give add on some sort of rewards...ie, quicksilver or the venture card...that's what i did with my orchard turned plat, and my og plat... gl! looks like myjourney got you covered with the eo info heh
08-20-2013 10:43 PM
08-20-2013 11:59 PM
Good Luck, with a nine year old account there should be plenty of offers available! Sometimes you have to talk to someone a bit higher up the ladder there. I have been told that the higher up you go the more offers they can see for your account! As in if you push the issue enough then they will find someone with a brain to help you and who has more power to PC you.
The EO should do the trick too! When you talk to them make sure you tell them you want a different credit limit too! Make it higher than any limit you have now. When they ask you if you will accept less then tell them the highest limit you have on your other cards! In the worst case scenarion they will probably counter offer something much better. If you have an AF ask for that to be removed. Push to keep you interest the same if it is lower than what is currently available. (If you carry a balance and interest is an issue.)
Once again Good Luck.
08-21-2013 02:30 AM - edited 08-21-2013 02:32 AM
want to PC to QS so bad.. could someone please pm me the eo email / phone? thanks a lot!!!
I wasnt eligible for any PC according to the prequalification thing on the website. Talked to a rep in India through the chat on the website. he PC'ed me to Quicksilver and CLI'ed me to 1000 from 500. But definitely YMMV. i don't know if my case was typical. My account is 2 years and 2 months old. Up until january 2013 I hadn't activated it but it still reported as a revolving account. The minimum credit line for a Quicksilver is 3k. he kept mines at 1k and even said my APR would be the same. Also kept it a MasterCard. Will contact EO about this...
08-21-2013 07:15 AM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.