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New Contributor
PleasantlySurprised
Posts: 66
Registered: ‎04-21-2013
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Capital One PC Question

Decided to split this off of my Citi post in hopes of getting some help:

I called Cap One and asked to PC my Platinum card from 9+ years ago to a better card. Told them I didn't feel the Platinum was growing with me. They agreed, but said I didn't have any offers to PC and would have to apply for a new card altogether. They did point out that the pricing structure I have isn't even offered anymore and that they are (and have been for quite some time) waiving the monthly and AF. I don't want to app for a new card because I'm in the garden. Do you think the EO would be able to PC my card? Any advice please?

Thanks in advance!

USAA World MasterCard $10K | USAA AmEx $9.5K | USAA Platinum Visa $8K | NFCU Cash Rewards Visa Signature $13K | NFCU Platinum MasterCard $1K | Citi Diamond Preferred MasterCard $10K | Chase Sapphire Visa Signature $5K | Bank Americard Cash Rewards Visa Signature $5K | Discover IT $4.5K | Wells Fargo Rewards Visa $3K | Capital One Platinum Visa $1K | First Premier Bank MasterCard $450 | Victoria’s Secret $1K
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
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Re: Capital One PC Question


PleasantlySurprised wrote:
Decided to split this off of my Citi post in hopes of getting some help:

I called Cap One and asked to PC my Platinum card from 9+ years ago to a better card. Told them I didn't feel the Platinum was growing with me. They agreed, but said I didn't have any offers to PC and would have to apply for a new card altogether. They did point out that the pricing structure I have isn't even offered anymore and that they are (and have been for quite some time) waiving the monthly and AF. I don't want to app for a new card because I'm in the garden. Do you think the EO would be able to PC my card? Any advice please?

Thanks in advance!

EO or facebook

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


New Contributor
PleasantlySurprised
Posts: 66
Registered: ‎04-21-2013
0

Re: Capital One PC Question

I know this is going to sound crazy, but...I don't use FB! What EO number do I use?

USAA World MasterCard $10K | USAA AmEx $9.5K | USAA Platinum Visa $8K | NFCU Cash Rewards Visa Signature $13K | NFCU Platinum MasterCard $1K | Citi Diamond Preferred MasterCard $10K | Chase Sapphire Visa Signature $5K | Bank Americard Cash Rewards Visa Signature $5K | Discover IT $4.5K | Wells Fargo Rewards Visa $3K | Capital One Platinum Visa $1K | First Premier Bank MasterCard $450 | Victoria’s Secret $1K
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: Capital One PC Question


PleasantlySurprised wrote:
I know this is going to sound crazy, but...I don't use FB! What EO number do I use?

Coming your way

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Capital One PC Question

you can ask them to give add on some sort of rewards...ie, quicksilver or the venture card...that's what i did with my orchard turned plat, and my og plat... :smileyhappy: gl! :smileyhappy: looks like myjourney got you covered with the eo info :smileyhappy: heh



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
New Contributor
PleasantlySurprised
Posts: 66
Registered: ‎04-21-2013
0

Re: Capital One PC Question

Thanks, MJ! You're the best. :smileywink:

DJC, I think that's exactly what I'm going to do. Crossing my fingers! :smileyhappy:

USAA World MasterCard $10K | USAA AmEx $9.5K | USAA Platinum Visa $8K | NFCU Cash Rewards Visa Signature $13K | NFCU Platinum MasterCard $1K | Citi Diamond Preferred MasterCard $10K | Chase Sapphire Visa Signature $5K | Bank Americard Cash Rewards Visa Signature $5K | Discover IT $4.5K | Wells Fargo Rewards Visa $3K | Capital One Platinum Visa $1K | First Premier Bank MasterCard $450 | Victoria’s Secret $1K
Established Member
ACcash
Posts: 20
Registered: ‎08-17-2013
0

Re: Capital One PC Question

want to PC to QS so bad..  could someone please pm me the eo email / phone? thanks a lot!!!

Established Contributor
TiggerDat
Posts: 1,038
Registered: ‎10-15-2011
0

Re: Capital One PC Question

Good Luck, with a nine year old account there should be plenty of offers available!  Sometimes you have to talk to someone a bit higher up the ladder there.  I have been told that the higher up you go the more offers they can see for your account!  As in if you push the issue enough then they will find someone with a brain to help you and who has more power to PC you. 

 

The EO should do the trick too!  When you talk to them make sure you tell them you want a different credit limit too!  Make it higher than any limit you have now.  When they ask you if you will accept less then tell them the highest limit you have on your other cards!  In the worst case scenarion they will probably counter offer something much better.  If you have an AF ask for that to be removed.  Push to keep you interest the same if it is lower than what is currently available.  (If you carry a balance and interest is an issue.) 

 

Once again Good Luck.



Rethink every purchase you make, before you make it. Use the card with the best rewards. Pay in full each month. Redeem rewards often. Use the cards online shopping for more discounts. Smile, knowing that being thrifty allows you to actually get more out of the same amount of money!
Frequent Contributor
Shock_
Posts: 332
Registered: ‎08-07-2013
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Re: Capital One PC Question

[ Edited ]

ACcash wrote:

want to PC to QS so bad..  could someone please pm me the eo email / phone? thanks a lot!!!



I wasnt eligible for any PC according to the prequalification thing on the website. Talked to a rep in India through the chat on the website. he PC'ed me to Quicksilver and CLI'ed me to 1000 from 500. But definitely YMMV. i don't know if my case was typical. My account is 2 years and 2 months old. Up until january 2013 I hadn't activated it but it still reported as a revolving account. The minimum credit line for a Quicksilver is 3k. he kept mines at 1k and even said my APR would be the same. Also kept it a MasterCard. Will contact EO about this...

Capital One Quicksilver MC $3000 6/2011 | Chase Amazon Visa $1400 8/2012 | Citi Diamond Preferred MC $4200 7/2013 | AMEX Green NPSL 8/2013 | Chase Freedom $1000 Visa 8/2013 | AMEX BCE $7000 2/2014 ==> 2/2013
New Contributor
PleasantlySurprised
Posts: 66
Registered: ‎04-21-2013
0

Re: Capital One PC Question

I emailed the EO last night...now I'm just waiting. :smileysad:

USAA World MasterCard $10K | USAA AmEx $9.5K | USAA Platinum Visa $8K | NFCU Cash Rewards Visa Signature $13K | NFCU Platinum MasterCard $1K | Citi Diamond Preferred MasterCard $10K | Chase Sapphire Visa Signature $5K | Bank Americard Cash Rewards Visa Signature $5K | Discover IT $4.5K | Wells Fargo Rewards Visa $3K | Capital One Platinum Visa $1K | First Premier Bank MasterCard $450 | Victoria’s Secret $1K

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