Capital One PC

[spartantx117]

I have the Capital One Platium card with the 39 dollar annual fee... It was my first card in a long time in fact I'm shocked I was approved but have since gotten a Barclays rewards card with a 1300 limt and no fee...Since I have had my Capital One card I have maintained it very well as well as gotten almost everything negative removed from my credit report Pif every month ... I logged in today to make sure my payment went through and bam auto luv from 500 dollars to 2000 dollars... My question is I have only had this card six months should I be happy with what they gave me (which I am I don't care to ask for more) or try for a PC to a no annual fee card or wait a few more months? I would really love to not have a annual fee but also don't want to drop them just yet and hurt my account age....

[spartantx117]

Also I do still have a few baddies which are dropping off this month... Should I wait for them to drop before asking?

[myjourney]

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@spartantx117 wrote:

I have the Capital One Platium card with the 39 dollar annual fee... It was my first card in a long time in fact I'm shocked I was approved but have since gotten a Barclays rewards card with a 1300 limt and no fee...Since I have had my Capital One card I have maintained it very well as well as gotten almost everything negative removed from my credit report Pif every month ... I logged in today to make sure my payment went through and bam auto luv from 500 dollars to 2000 dollars... My question is I have only had this card six months should I be happy with what they gave me (which I am I don't care to ask for more) or try for a PC to a no annual fee card or wait a few more months? I would really love to not have a annual fee but also don't want to drop them just yet and hurt my account age....

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Congrats 

Since its a SP by way of EO you have nothing to lose with an anothr attempted CLI or having AF waived for life 

The AF is almost a given

Wait for baddies to drop and update to CR's 

[parkman]

I got the 1500 auto cli not to long ago, and a few days later I called just the regular customer service line in back of the card and requested a PC to QS with the 1.5% cashback and got the AF waived, no hassle whatsoever!

[parkman]

Also, since they only do soft pull, you don't have to worry about baddies.

[myjourney]

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@parkman wrote:
I got the 1500 auto cli not to long ago, and a few days later I called just the regular customer service line in back of the card and requested a PC to QS with the 1.5% cashback and got the AF waived, no hassle whatsoever!

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I got a CLI 2 week after my first auto CLI by way of EO

FYI

[spartantx117]

Ok thanks for the info everyone... i will contact them pretty soon and see what I can do....