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Senior Contributor
jsucool76
Posts: 3,386
Registered: ‎12-11-2011
0

Re: Capital One Platinum... Approved!

Chase has some of the best cards out there, freedom and CSP are supposed to be amazing, especially if you get the extra rewards from a chase checking account. They're just not great for those with thin files because CLIs are usually HPs and if you start at a low limit due to a thin file it'll mean a lot of inquiries on your way up.

 

 

BoAs also has some great cards, but I'm mad at them because they wouldn't approve me for their student card :smileysad:

Valued Contributor
jamesdwi
Posts: 1,824
Registered: ‎09-16-2011
0

Re: Capital One Platinum... Approved!

GE pulls TU usually, and given your 761 TU score you can qualify for any of GE's cards with a good limit, I got a GE Sam's club card at 685  TU fico with a  800 CL, and GE Paypal MC extras with a $2k limit. If you app'd for GE Walmart or GE Sam's club with a 761 you would possibily get the discover version of hte cards but they want more experience.  Hard to tell. 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Senior Contributor
jsucool76
Posts: 3,386
Registered: ‎12-11-2011
0

Re: Capital One Platinum... Approved!

I was at 655 when I got my GEs , and I didn't even get their $150 limits :smileytongue: 

Regular Contributor
Flying_High
Posts: 187
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

@ Jsucool76...so sorry they did that you might want to try Credit Union they might be able to help..last week i applied for Capital One Auto Loan and they denied me got the letter in today but after i got denied in 2min by email the next day I appled for car loan at Credit Union and she was willing to give me a $10,000 loan $10,000 is not alot but at least i kn where to go if I want to get something cheap LOL, try Credit Union if ur still having a prob, I hate BOA fees smh..

 

 

@ Jamesdwi....thanks for the heads up ill have to think about it later down the road

As of 9/13"
Starting Score: 600
Current Score: 600
Goal Score: 760
Garden till 10/14"
Senior Contributor
jsucool76
Posts: 3,386
Registered: ‎12-11-2011
0

Re: Capital One Platinum... Approved!


Flying_High wrote:

@ Jsucool76...so sorry they did that you might want to try Credit Union they might be able to help..last week i applied for Capital One Auto Loan and they denied me got the letter in today but after i got denied in 2min by email the next day I appled for car loan at Credit Union and she was willing to give me a $10,000 loan $10,000 is not alot but at least i kn where to go if I want to get something cheap LOL, try Credit Union if ur still having a prob, I hate BOA fees smh..

 

 

@ Jamesdwi....thanks for the heads up ill have to think about it later down the road


I'm in the garden for now, no new cards for me. I was tempted to apply for the barclay's apple card earlier, but I didn't. :smileytongue: 

Regular Contributor
Flying_High
Posts: 187
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

Ok lol...well GN gotta go nice chatting with u :smileyhappy:

As of 9/13"
Starting Score: 600
Current Score: 600
Goal Score: 760
Garden till 10/14"

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