Credit Cards Center Credit cards from our partners
Reply
Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

Congrats on your approval :0), I got approve today for platinum $500 and only $200 on rebuilt cc but after 6 months they gave me $100 increase, & now I know what gardening means as well..lol,,dont apply for anymore not for awhile

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Established Contributor
Posts: 657
Registered: ‎06-27-2012
0

Re: Capital One Platinum... Approved!

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Frequent Contributor
Posts: 254
Registered: ‎08-19-2012
0

Re: Capital One Platinum... Approved!

Hey congrats! Make sure to now keep track of your FICO scores for three reporting agencies and happy gardening, good times are rolling! Smiley Very Happy

Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

thank you :0)

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Member
Posts: 7,339
Registered: ‎12-11-2011
0

Re: Capital One Platinum... Approved!

Congrats, the platinum was my first card too...seems like it was only yesterday...Smiley Tongue but it was 2 months ago, haha xD 

Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

thx, you to as well, looks like alot of ppl has Capital One haha

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Member
Posts: 7,339
Registered: ‎12-11-2011
0

Re: Capital One Platinum... Approved!

Some of the easiest cards to get. Great for starters, and pretty good if you app for their prime ("Excellent") cards, in between is...okay haha. 

Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

[ Edited ]

Very true lol, is it true having low credit limit maybe $500 or $1,000 for a long time "6 years" can affect your credit score or next cc limit?

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Member
Posts: 7,339
Registered: ‎12-11-2011
0

Re: Capital One Platinum... Approved!

[ Edited ]

If you're doing a recon with a manual review, possibly, although I don't think it would make a big impact. If anything it shows you're loyal. haha. I'm not an underwriter though, so i'm not entirely sure. Some others should be able to chime in with far more experience than me, I've only had a credit card for 2 months xD 

Regular Contributor
Posts: 190
Registered: ‎08-12-2012
0

Re: Capital One Platinum... Approved!

all them credit cards for 2 months?

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.