Credit Cards

[Flying_High]

Congrats on your approval :0), I got approve today for platinum $500 and only $200 on rebuilt cc but after 6 months they gave me $100 increase, & now I know what gardening means as well..lol,,dont apply for anymore not for awhile

[migliogiorni]

congrats.

[angelnyc]

Hey congrats! Make sure to now keep track of your FICO scores for three reporting agencies and happy gardening, good times are rolling! 

[Flying_High]

thank you :0)

[jsucool76]

Congrats, the platinum was my first card too...seems like it was only yesterday... but it was 2 months ago, haha xD 

[Flying_High]

thx, you to as well, looks like alot of ppl has Capital One haha

[jsucool76]

Some of the easiest cards to get. Great for starters, and pretty good if you app for their prime ("Excellent") cards, in between is...okay haha. 

[Flying_High]

Very true lol, is it true having low credit limit maybe $500 or $1,000 for a long time "6 years" can affect your credit score or next cc limit?

[jsucool76]

If you're doing a recon with a manual review, possibly, although I don't think it would make a big impact. If anything it shows you're loyal. haha. I'm not an underwriter though, so i'm not entirely sure. Some others should be able to chime in with far more experience than me, I've only had a credit card for 2 months xD 

[Flying_High]

all them credit cards for 2 months?