08-20-2012 04:18 PM
Congrats on your approval :0), I got approve today for platinum $500 and only $200 on rebuilt cc but after 6 months they gave me $100 increase, & now I know what gardening means as well..lol,,dont apply for anymore not for awhile
08-20-2012 05:53 PM
Hey congrats! Make sure to now keep track of your FICO scores for three reporting agencies and happy gardening, good times are rolling!
08-20-2012 06:47 PM - edited 08-20-2012 06:50 PM
Very true lol, is it true having low credit limit maybe $500 or $1,000 for a long time "6 years" can affect your credit score or next cc limit?
08-20-2012 06:57 PM - edited 08-20-2012 06:58 PM
If you're doing a recon with a manual review, possibly, although I don't think it would make a big impact. If anything it shows you're loyal. haha. I'm not an underwriter though, so i'm not entirely sure. Some others should be able to chime in with far more experience than me, I've only had a credit card for 2 months xD
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