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Capital One Platinum... Approved!

Regular Contributor

Re: Capital One Platinum... Approved!

Congrats on your approval :0), I got approve today for platinum $500 and only $200 on rebuilt cc but after 6 months they gave me $100 increase, & now I know what gardening means as well..lol,,dont apply for anymore not for awhile

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Established Contributor

Re: Capital One Platinum... Approved!

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Frequent Contributor

Re: Capital One Platinum... Approved!

Hey congrats! Make sure to now keep track of your FICO scores for three reporting agencies and happy gardening, good times are rolling! Smiley Very Happy

Regular Contributor

Re: Capital One Platinum... Approved!

thank you :0)

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Super Contributor

Re: Capital One Platinum... Approved!

Congrats, the platinum was my first card too...seems like it was only yesterday...Smiley Tongue but it was 2 months ago, haha xD 



Regular Contributor

Re: Capital One Platinum... Approved!

thx, you to as well, looks like alot of ppl has Capital One haha

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Super Contributor

Re: Capital One Platinum... Approved!

Some of the easiest cards to get. Great for starters, and pretty good if you app for their prime ("Excellent") cards, in between is...okay haha. 



Regular Contributor

Re: Capital One Platinum... Approved!

Very true lol, is it true having low credit limit maybe $500 or $1,000 for a long time "6 years" can affect your credit score or next cc limit?

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"
Super Contributor

Re: Capital One Platinum... Approved!

If you're doing a recon with a manual review, possibly, although I don't think it would make a big impact. If anything it shows you're loyal. haha. I'm not an underwriter though, so i'm not entirely sure. Some others should be able to chime in with far more experience than me, I've only had a credit card for 2 months xD 



Regular Contributor

Re: Capital One Platinum... Approved!

all them credit cards for 2 months?

As of 9/13"
Starting Score: 600
Goal Score: 740
Garden till 10/14"