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Frequent Contributor
Posts: 484
Registered: ‎02-28-2013
0

Re: Capital One Platinum Card to Quicksilver (via Facebook)

It should not affect the age of the account. Just a product change not a new account. My Account history is still intact. 


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Platinum, Discover: 8.7K, DISCOVER IT: 2K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:1.3K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K
Frequent Contributor
Posts: 484
Registered: ‎02-28-2013
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Re: Capital One Platinum Card to Quicksilver (via Facebook)

I didn't give any advice. I said 'it may not be' and also mentioned 'i never used a card abroad'. These two statements suggest that that was just a statement not an advice. I myself is learning lots of things and just shared what I thought. Did not want to influence anyone here. 


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Platinum, Discover: 8.7K, DISCOVER IT: 2K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:1.3K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: Capital One Platinum Card to Quicksilver (via Facebook)

Isn't the Quicksilver a Visa Sig?  How are they "PCing" to a Visa Sig but keeping CL at 1750?  Isn't minimum Sig CL $5k?  Is this another one of their pseudo-PC deals where they just match the rewards?  Not complaining, I actually really like Cap1, they've been great to me.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
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Frequent Contributor
Posts: 484
Registered: ‎02-28-2013
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Re: Capital One Platinum Card to Quicksilver (via Facebook)

There is a MasterCard version of Quicksilver as well for Average Credit People. That card can have lowest CL as 300


Starting Score: EQ: 499
Current Score: EX: 659, EQ: 622, TU: 659
CHASE Freedom: 1K, CHASE Sapphire: 5K, Barclay Arrival+: 5K, CapOne: 3K,CapOne: $3K, AMEX BCE: 3.9K, AMEX BCE: 1K, AMEX Platinum, Discover: 8.7K, DISCOVER IT: 2K, CITI Diamond:2.8K, Southwest Premier: 2K, Express:1.3K, Paypal: 3.6K, Amazon: 2.5K, Macys: 7.6K, Walmart: 1.5K, BestBuy: 1.5K, Lowes: 6K, HomeDepot: 3K
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: Capital One Platinum Card to Quicksilver (via Facebook)


sghosh5 wrote:

There is a MasterCard version of Quicksilver as well for Average Credit People. That card can have lowest CL as 300


Yeah I saw that, but AZguy13 said he got a PC to the Quicksilver for excellent credit with a $1750 CL

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: Capital One Platinum Card to Quicksilver (via Facebook)


sghosh5 wrote:

There is a MasterCard version of Quicksilver as well for Average Credit People. That card can have lowest CL as 300


If you had a MC, then your quicksilver is a MC, your limit stays the same, same account number too.

I don't think that they do an MC to a Visa Sig




Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: Capital One Platinum Card to Quicksilver (via Facebook)


CS800 wrote:

sghosh5 wrote:

There is a MasterCard version of Quicksilver as well for Average Credit People. That card can have lowest CL as 300


If you had a MC, then your quicksilver is a MC, your limit stays the same, same account number too.

I don't think that they do an MC to a Visa Sig


Ah, this must be it.  You're right, you can't do a true PC from MC to Visa Sig, so they probably just do their thing where they match the benefits from the Quicksilver.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
Posts: 875
Registered: ‎03-04-2013
0

Re: Capital One Platinum Card to Quicksilver (via Facebook)

What are the rewards differences going from Plat Cash Rewards to Quicksilver (or Quicksilver One)?

FICO: EQ 766 | TU 754 | EX 729
SFFCU Visa $15k + LOC $5k, USAA Amex $6k, USAA MC $7k, Amex BCE $25k, Cap1 $4.5k, Freedom $8.5k, Slate $3.2k, Barclays SM $9k, Care Credit $13.5k.

My Credit Repair Journey
Super Contributor
Posts: 10,874
Registered: ‎04-22-2013
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Re: Capital One Platinum Card to Quicksilver (via Facebook)


kroberts67 wrote:

What are the rewards differences going from Plat Cash Rewards to Quicksilver (or Quicksilver One)?


The major difference is that with the QS you get 1.5% immediately, whereas with the Plat Cash, you get 1%, then once a year the additional 0.5%

 

In reality, for most people not a huge difference, but given a choice, getting the 1.5% now is better!

Valued Contributor
Posts: 5,381
Registered: ‎04-30-2013
0

Re: Capital One Platinum Card to Quicksilver (via Facebook)

If you look at the description of the card, it says it is a Visa Signature. But it also has an asterisk after when. When you go to the bottom and read the asterisk it says that if you are approved for less than $5K CL it is not a Visa Signature. So, im guessing if I ever get my CLI past $5K I will get a new card reflecting the Visa Signature. 




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