Capital One Platinum

Anonymous · ‎02-11-2016

Hello,

I read some reviews online where people are claiming that they PCed the cap one plat to a QS visa. Is this possible given the plat is a MC? I spoke with a rep online and I was told the plat will only PC to a no AF MC since the plat runs on the MC network.

Any thoughts?

Anonymous · ‎02-11-2016

You can PC to a QS, but it will be a Mastercard QS.

I have a Mastercard QS sitting in my wallet at this very moment.

Anonymous · ‎02-11-2016

If you PCed to the QS MC, does it have an AF?

ohreally7654 · ‎02-12-2016

@Anonymous wrote:
Hello,

I read some reviews online where people are claiming that they PCed the cap one plat to a QS visa. Is this possible given the plat is a MC? I spoke with a rep online and I was told the plat will only PC to a no AF MC since the plat runs on the MC network.

Any thoughts?

I'm not certain about the QS Visa but I PC'd mine from Platinum to QS MC after 2nd statement cut, no AF.

Anonymous · ‎02-12-2016

Hubby just PC'd his Platinum to a QS, can't say whether the QS is Visa or MC yet, card should be here today or tomorrow.

Anonymous · ‎02-12-2016

@Anonymous wrote:
If you PCed to the QS MC, does it have an AF?

No, it does not have an AF.

SouthJamaica · ‎02-12-2016

@Anonymous wrote:
Hello,

I read some reviews online where people are claiming that they PCed the cap one plat to a QS visa. Is this possible given the plat is a MC? I spoke with a rep online and I was told the plat will only PC to a no AF MC since the plat runs on the MC network.

Any thoughts?

Just call and ask if your account is eligible for an upgrade, and if so find out what's available to you.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

NRB525 · ‎02-12-2016

My CapOne Platinum MC from 2003, no AF, was PD'd to a QS WMC last year, everything remained the same except the inprovement to WMC and boost to 1.5% earnings.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

someg33k · ‎02-12-2016

Here is what I did...

Had a Cap1 plat MC, upgraded that to QS MC. Shortly thereafter I applied for QS VISA and was approved. Then I did the account combo and rolled the MC into the VISA.

Anonymous · ‎02-12-2016

I have a Capital One Platinum MC and Capital One QuickSilver One... Forgive me for spelling out, but I'm slowly learning all this credit forum jargon and acronyms.... They are both low limit cards as I am in a rebuilding phase. Should I eventually look for better products with Capital One? How long should I wait? And which products should I be looking to change each too after some time?

Just a lil bit of info: my credit is shot to pieces, scores are ranging from low 400's and mid 500 TransUnion. These are my first credit cards. I blew my credit with late auto loan payments and student loan neglect. So, I know at this time I am not in a position to be asking for much more than what Capital One has offered.