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Established Contributor
Posts: 853
Registered: ‎03-21-2008
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Capital One Pre-Approval Site

I came across this site that will see if you are pre-approved for Cap One cards.  I hope it's ok to post it.
 
07/26/2007 TU-688
EQ-656
EX-649
Established Contributor
Posts: 844
Registered: ‎09-23-2007
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Re: Capital One Pre-Approval Site

Thanks for posting...
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Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Capital One Pre-Approval Site



unknown_entity wrote:
I came across this site that will see if you are pre-approved for Cap One cards.  I hope it's ok to post it.
 



Be aware that this site has been discussed here many times, and there is some debate about  whether it is a true preapproval, or if they just give you a list of cards based on how you rate your own credit profile.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Contributor
Posts: 79
Registered: ‎01-28-2008
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Re: Capital One Pre-Approval Site

I just did a experiment. First input info with above average credit rating then input needs improvement and they both gave me the same offers. 
 
No Hassle PointsSM Rewards Card
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  • Earn 5 points per dollar spent at gas stations and major grocery and drug stores and 1 point per dollar on all other purchases
  • There is no limit to the points you can earn, and your points won’t expire for the life of your account
  • Buy what you’ve been dreaming of and pay no interest until June 2008 on purchases and save with no annual fee
Rates and Fees Term Details Important Disclosures Purchase APR: 0% until June 2008; after that, 16.4% variable Transfer APR: Currently 16.4% variable Transfer Fee: $0 Annual Fee: $29 Credit Range: $300-$3,000
You also have pre-qualified for the card offer(s) below. Product Name: No Hassle CashSM Rewards CardApply Now

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Capital One® PlatinumApply Now

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Capital One® Standard PlatinumApply Now

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            Rewards: 1% cash back on all purchases N/A N/A   Additional Rewards: 25% annual bonus on the cash earned during the year N/A N/A   Purchase APR: 0% until June 2008; after that, 16.4% variable 0% until June 2008; after that, 8.4% variable 0% until June 2008; after that, 19.3% variable   Transfer APR: Currently 16.4% variable Currently 8.4% variable Currently 19.3% variable   Annual Fee: $29 $39 $0   Credit Range: $300-$3,000 $300-$2,500 $300-$3,000   Card Type: Visa® MasterCard® MasterCard®  
"Here we go again!"

Starting Score: EX509TU595EQ595
Current Score: EX662TU695EQ675
Goal Score: 720


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Moderator Emeritus
Posts: 6,794
Registered: ‎09-29-2007
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Re: Capital One Pre-Approval Site

I have done the same experiment, and ended up with the same results.
 
Others have had different results, though, so we're still not sure if it's real or not.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )

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