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Established Contributor
unknown_entity
Posts: 853
Registered: ‎03-21-2008
0

Capital One Pre-Approval Site

I came across this site that will see if you are pre-approved for Cap One cards.  I hope it's ok to post it.
 
07/26/2007 TU-688
EQ-656
EX-649
Established Contributor
Pj1369
Posts: 844
Registered: ‎09-23-2007
0

Re: Capital One Pre-Approval Site

Thanks for posting...
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Capital One Pre-Approval Site



unknown_entity wrote:
I came across this site that will see if you are pre-approved for Cap One cards.  I hope it's ok to post it.
 



Be aware that this site has been discussed here many times, and there is some debate about  whether it is a true preapproval, or if they just give you a list of cards based on how you rate your own credit profile.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Contributor
CREDIT4BIZ
Posts: 79
Registered: ‎01-28-2008
0

Re: Capital One Pre-Approval Site

I just did a experiment. First input info with above average credit rating then input needs improvement and they both gave me the same offers. 
 
No Hassle PointsSM Rewards Card
Apply Now

If you love to shop, this credit card can mean big rewards. Every purchase you make can help you earn rewards for brand-name merchandise and gift cards.

  • Earn 5 points per dollar spent at gas stations and major grocery and drug stores and 1 point per dollar on all other purchases
  • There is no limit to the points you can earn, and your points won’t expire for the life of your account
  • Buy what you’ve been dreaming of and pay no interest until June 2008 on purchases and save with no annual fee
Rates and Fees Term Details Important Disclosures Purchase APR: 0% until June 2008; after that, 16.4% variable Transfer APR: Currently 16.4% variable Transfer Fee: $0 Annual Fee: $29 Credit Range: $300-$3,000
You also have pre-qualified for the card offer(s) below. Product Name: No Hassle CashSM Rewards CardApply Now

Learn More

Capital One® PlatinumApply Now

Learn More

Capital One® Standard PlatinumApply Now

Learn More

            Rewards: 1% cash back on all purchases N/A N/A   Additional Rewards: 25% annual bonus on the cash earned during the year N/A N/A   Purchase APR: 0% until June 2008; after that, 16.4% variable 0% until June 2008; after that, 8.4% variable 0% until June 2008; after that, 19.3% variable   Transfer APR: Currently 16.4% variable Currently 8.4% variable Currently 19.3% variable   Annual Fee: $29 $39 $0   Credit Range: $300-$3,000 $300-$2,500 $300-$3,000   Card Type: Visa® MasterCard® MasterCard®  
"Here we go again!"

Starting Score: EX509TU595EQ595
Current Score: EX662TU695EQ675
Goal Score: 720


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Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Capital One Pre-Approval Site

I have done the same experiment, and ended up with the same results.
 
Others have had different results, though, so we're still not sure if it's real or not.
 
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App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )

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