So I have been trying the link once in a while I always would qualify for the secured credit card. Today for my surprise I am pre qualified for this.
Congratulations! We think you'll like this pre-qualified card offer.
|Get the credit you need with a 0% Intro APR|
|0% Intro APR until September 2011; 17.9%-22.9% variable APR after that|
|17.9%-22.9% variable APR; No transfer fee|
I feel like the Cap-1 Poster-boy now that I've suggested this card to many in this forum hahaha. Reality, yes there's always a chance of denial but as I've stated before Capital One has been more forgiving and doesn't blacklist those who made mistakes in the past. I would suggest going for it. If it doesn't get approved, check the Cap1 backdoor numbers at the top of this forum and speak to someone about a down sell on the Cap1 Standard Platinum card or even their new Secured card which appears to be a new program for a lot less startup cost.
I JUST did the pre-approval just being curious and got approved for their NO Hassle Rewards Card 2% on Gas & 1% on Groceries and all other purchases WITH 0% interest until 9/11 ( I PIF everymonth anyway) it's just nice to have zero for a while....