01-04-2011 03:46 PM
So I have been trying the link once in a while I always would qualify for the secured credit card. Today for my surprise I am pre qualified for this.
Congratulations! We think you'll like this pre-qualified card offer.
|Get the credit you need with a 0% Intro APR|
|0% Intro APR until September 2011; 17.9%-22.9% variable APR after that|
|17.9%-22.9% variable APR; No transfer fee|
01-04-2011 04:03 PM
I feel like the Cap-1 Poster-boy now that I've suggested this card to many in this forum hahaha. Reality, yes there's always a chance of denial but as I've stated before Capital One has been more forgiving and doesn't blacklist those who made mistakes in the past. I would suggest going for it. If it doesn't get approved, check the Cap1 backdoor numbers at the top of this forum and speak to someone about a down sell on the Cap1 Standard Platinum card or even their new Secured card which appears to be a new program for a lot less startup cost.
01-04-2011 04:17 PM
01-04-2011 04:22 PM
i have two.. one with an a/f and one without... i say go for it and 6 months from now close the 1st premier
01-04-2011 04:31 PM
01-04-2011 04:42 PM
I JUST did the pre-approval just being curious and got approved for their NO Hassle Rewards Card 2% on Gas & 1% on Groceries and all other purchases WITH 0% interest until 9/11 ( I PIF everymonth anyway) it's just nice to have zero for a while....
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO