Capital One Product Change

[Anonymous]

---

@Florida1990 wrote:

3 months. there is a option to upgrade to capital One quuicksilver one but I was wondering if this is a better deal reward wise.  Journeys is 1% + 25% bonus cash back and Quicksilver is 1.5% cash back.

---

The QS is definitely is a better reward. I mean logically, that 25% bonus is just 25% of the original 1% cashback, totalling a possible 1.25% for the Journey, while the QS is automatically 1.5%. That 0.25% difference may seem negligible, but it definitely adds up if it's a card that you often turn to. Just make sure you PIF every month, or that cashback you make will just go towards paying your interest.

EDIT: I didn't realize you were referring to the QS1. But as for the QS1, imo, I don't think the the AF is justifiable with the rewards program it offers. If QS1 is your only offer, and no the QS, I would stick with the Journey and just let that grow.

[Anonymous]

---

@Florida1990 wrote:

So I decided to upgrade to the Quicksilver or Quicksilver One and it has no annual fee i'mm not sure if this is a signature Visa or not since my limit is only $1,500

---

Congrats, Make sure is the Quicksilver Visa and NO the QuicksilverOne MC...

[Shock]

---

@Florida1990 wrote:

So I decided to upgrade to the Quicksilver or Quicksilver One and it has no annual fee i'mm not sure if this is a signature Visa or not since my limit is only $1,500

---

Quicksilver has no AF, QuicksilverOne does. Which one did you upgrade to? Both have 1.5% cash back 

[Florida1990]

I currently have the Quicksilver One mastercard and when I talked to the service agent, he told me that the Quicksilver I have will not have a annual fee. So that means I have a signature version right?

[Florida1990]

So that means I will have a Quicksilver One and a Qucksilver