Capital One Product Change

Florida1990 · ‎10-07-2014

I was wondering if it was possible to Product Change my Journeys Visa to a Capital One Venture One Visa? Has anyone had any luck doing this or something similar?

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.

Anonymous · ‎10-07-2014

@Florida1990 wrote:
I was wondering if it was possible to Product Change my Journeys Visa to a Capital One Venture One Visa? Has anyone had any luck doing this or something similar?

How long have you had it?

Anonymous · ‎10-07-2014

@Florida1990 wrote:
I was wondering if it was possible to Product Change my Journeys Visa to a Capital One Venture One Visa? Has anyone had any luck doing this or something similar?

I had the Journey Visa, and after 4 months, I talked to a specialist via online chat, also hoping to PC it to Venture, but it wasn't available. Instead, it was eligible to PC to Quicksilver, and I went with it. I've had the Quicksilver for a month or two now.

Anonymous · ‎10-07-2014

@Anonymous wrote:
@Florida1990 wrote:
I was wondering if it was possible to Product Change my Journeys Visa to a Capital One Venture One Visa? Has anyone had any luck doing this or something similar?
I had the Journey Visa, and after 4 months, I talked to a specialist via online chat, also hoping to PC it to Venture, but it wasn't available. Instead, it was eligible to PC to Quicksilver, and I went with it. I've had the Quicksilver for a month or two now.

It operates on the same basic rewards structure (albeit at a different rate), so it's a much easier PC from Journey to QS.

Anonymous · ‎10-07-2014

just try contacting them via chat, and they can see if they have "offer" for you. that's how i got my capital one cards pc'd

Shock · ‎10-07-2014

Its pretty much a systematic process. I had a platinum and they PC'ed it to Quicksilver. after 6 months they PC'ed it to VentureOne. YMMV.

Keep your Quicksilver. You get better rewards, unless your end goal is a venture with 59 dollar annual fee

Florida1990 · ‎10-07-2014

3 months. there is a option to upgrade to capital One quuicksilver one but I was wondering if this is a better deal reward wise. Journeys is 1% + 25% bonus cash back and Quicksilver is 1.5% cash back.

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.

Shock · ‎10-07-2014

QSone has annuel fee though

Florida1990 · ‎10-07-2014

So I decided to upgrade to the Quicksilver or Quicksilver One and it has no annual fee i'mm not sure if this is a signature Visa or not since my limit is only $1,500

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.

Anonymous · ‎10-07-2014

@Florida1990 wrote:
3 months. there is a option to upgrade to capital One quuicksilver one but I was wondering if this is a better deal reward wise. Journeys is 1% + 25% bonus cash back and Quicksilver is 1.5% cash back.

The Journey Visa is superior to the QuicksilverOne, you make more Cash with the Journey...