Capital One QS CLI

[ALLgoodABQ]

So I've had my Capital One QS card for about 4 months now. My initial CL was $300. I have been paying it all off in full and charging on it every month to earn rewards. At what point should I ask for a CLI? I have read on here that some have called right away and got it, while others wait a long time. I got another pre-approval from Capital One in the mail for a BUY POWER CARD? Not sure whether to accept that or try for a CLI on my QS?

[righthererightnow]

Ask, ask, ask! It's a soft pull online, so do it as often as you like. The worst they can do is say no and send you an online message as to why. But it's a Soft pull on your file, so no harm done. Request often!

[ALLgoodABQ]

I went online just a few minutes ago and they offered me $100, so I declined it. From what I read, it seems like you get better offers down the road. So i'll try again in a month or two.

[sjt]

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@ALLgoodABQ wrote:

So I've had my Capital One QS card for about 4 months now. My initial CL was $300. I have been paying it all off in full and charging on it every month to earn rewards. At what point should I ask for a CLI? I have read on here that some have called right away and got it, while others wait a long time. I got another pre-approval from Capital One in the mail for a BUY POWER CARD? Not sure whether to accept that or try for a CLI on my QS?

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Usually after the 3rd statement is when you can start asking. If you get cli, you will still get the credit steps increase as well.

[Anonymous]

You should request after 3-4 weeks or so to see if that limit increased