I'll be interested to see if anyone has an answer to your question.
I just posted this morning that they must have a blacklist. However, some people who have included them in BK (even recently) are somehow getting approved.
I was wondering if it depended whether or not they sold the debt off. My theory was that maybe if they have sold the debt, they don't keep a record of it. In my case, they are the only credit card in my BK who DIDN'T sell the debt off.
Guess I'll let that one go.........
Oh well
You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
