Capital One QuickSilver Rewards

[Anonymous]

Hello all.. I'm wondering if even paying bills earn you cash back using the QuickSilver card.. or is it only purchases at merchants and things like that..

I guess what I'm asking is what kind of transactions earn you cash back with this card.

Thanks!

[Anonymous]

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@Anonymous wrote:

Hello all.. I'm wondering if even paying bills earn you cash back using the QuickSilver card.. or is it only purchases at merchants and things like that..

I guess what I'm asking is what kind of transactions earn you cash back with this card.

Thanks!

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Anything you charge to it except balance transfers, cash advances and fees.

[Anonymous]

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@Anonymous wrote:

Hello all.. I'm wondering if even paying bills earn you cash back using the QuickSilver card.. or is it only purchases at merchants and things like that..

I guess what I'm asking is what kind of transactions earn you cash back with this card.

Thanks!

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Every transaction, other than cash withdrawals, earns you cash back.  That includes paying bills.

[Anonymous]

Thanks for answering guys.

I just asked a customer service representative and she said that paying bills will not earn me cash back. Only net sales.. purchases and the likes.

I figured I'd ask in the forum, I thought you guys would probably know better haha.

[longtimelurker]

This gets asked a lot (for various cards) and I don't understand the confusion.   Why should there be a difference between paying a bill for merchant X, or going to merchant X store, buying something and paying with the card.  It if helps, think of  the clerk saying  "$7.95" as he/she presenting you with a bill for $7.95 (because that is what it is!).

And recurring bills are just like going to the store once a month, etc.

SO, as others have said, any transaction outside those explicitily excluded, such as BT, cash advance, interest charges and fees, count

ETA: Oh, I see you asked a Cap One rep, and (surprise!) she gave wrong info!

[NRB525]

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@longtimelurker wrote:

This gets asked a lot (for various cards) and I don't understand the confusion.   Why should there be a difference between paying a bill for merchant X, or going to merchant X store, buying something and paying with the card.  It if helps, think of  the clerk saying  "$7.95" as he/she presenting you with a bill for $7.95 (because that is what it is!).

And recurring bills are just like going to the store once a month, etc.

SO, as others have said, any transaction outside those explicitily excluded, such as BT, cash advance, interest charges and fees, count

ETA: Oh, I see you asked a Cap One rep, and (surprise!) she gave wrong info!

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Could the question, as posed to the CSR, be misinterpreted as "when I pay my Capital One statement" such as on the Citi Double Cash? That of course is marketed as "when you pay your bill", you earn 1%.

[Anonymous]

Good point. She may simply have misinterpreted my question, or I may have formulated the question the wrong way.

Who knows. But I am almost positive I asked her the question as precise as I could..

[Anonymous]

I pay multiple bills with my QS every month and I can assure you that I get the 1.5% cash back on them.

[onstar]

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@Anonymous wrote:

Good point. She may simply have misinterpreted my question, or I may have formulated the question the wrong way.

Who knows. But I am almost positive I asked her the question as precise as I could..

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"If you pay Bill, then you must be doing a cash advance and giving Bill some money. Then you won't get 1.5% cash back on those transactions."

-What Capital One CSR was thinking.