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I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?
@elcocaino2010 wrote:I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?
From what I have heard and what I am seeing, $10k is definitely doable, and quite easy.
I have a Platinum at $6k already and my QS is much lower, but since you can now combine CLs, getting the card above $10k should be no problem at all.
I am due for CLIs next month on both cards, and after getting those I will be combining the cards. Based on the CLIs I have gotten in the past, I will be very disappointed if I can't be over $10k after the combination.
Depending on your credit scores, you should easily be able to get another card, either a Platinum or even another QS. (After 6 months, you can combine the card with your current QS). There are also reports that the Venture and Venture1 card have starting CLs well over $10k, sometimes even over $20k.
So, yes, it is possible, even likely, that you can get a $10k CL from Cap1.
@elcocaino2010 wrote:I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?
You should be able to find many members in the forum with that limit.
I personally started with a Plat MC 3 years ago, which I PCed to a QS MC after a year. It started at $500 then credit stepped to $2k, then a couple of EO-enabled CLIs to $6k in 2014. In 2015, I got two SP CLIs and upgraded it to WMC, bringing it to $10k at the end of last year.
They won't budge on the APR, but that's okay I guess.
I also recently combined my Venture limit with the QS so it's standing at $29k now.
Funny that you say that, as I just got a SP CLI yesterday that brought my limit on my QS WMC to $10500. Yes, it's possible.
My card (originally a regular Platinum Mastercard) went from $3000 -> $5000 -> $5500 (small Credit Steps bump) -> $8500 -> $10500, all with SPs.
@Ghoshida wrote:
@elcocaino2010 wrote:I have a Cap One Quicksilver Mastercard at 6K limit. It started as a platinum card right after bk 2 years ago and then the upgrade to quicksilver 5 months later. My goal for my quicksilver mastercard card is 10 grand. Does capital one ever issue 10k limit on a single card or more? Who in here thinks they have a super high credit limit on a single master card cap one card?
You should be able to find many members in the forum with that limit.
I personally started with a Plat MC 3 years ago, which I PCed to a QS MC after a year. It started at $500 then credit stepped to $2k, then a couple of EO-enabled CLIs to $6k in 2014. In 2015, I got two SP CLIs and upgraded it to WMC, bringing it to $10k at the end of last year.
They won't budge on the APR, but that's okay I guess.
I also recently combined my Venture limit with the QS so it's standing at $29k now.
Persistence pays off. Got a budge on Apr (score not recorded at 800 yet). Dropped 5% to 18.15%. Definitely must use EO for this.
@Nova5041 wrote:
Absolutely possible, I've heard of someone on here, got a 50k venture and proved it, and a lot of people receive 15 to 25k starting limits. The only difference I've noticed between Mastercard and visa quicksilver, might be cli. I think the visa cli are higher, but I might be wrong, so take it with a grain of salt.
Venture is not the MasterCard. The MasterCard quicksilvers started as their subprime products. Usually with annual fee and credit steps, low limit.
@Imperfectfuture wrote:
@Nova5041 wrote:
Absolutely possible, I've heard of someone on here, got a 50k venture and proved it, and a lot of people receive 15 to 25k starting limits. The only difference I've noticed between Mastercard and visa quicksilver, might be cli. I think the visa cli are higher, but I might be wrong, so take it with a grain of salt.Venture is not the MasterCard. The MasterCard quicksilvers started as their subprime products. Usually with annual fee and credit steps, low limit.
Is it still subprime? I got my QS1, which got "upgraded" to Venture One. After I saw the rewards I said I am not going to use it the way I did (of course it was my first card so used it heavily till I got where I needed to get other cards) and just few days ago I got it "upgraded" to QuickSilver. Of course the limit is stuck at 4K as I hardly use it and they won't raise the limit unless I use it. But I have specific cards for specific purposes so I may never actually get a CLI on that card.