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Capital One Quicksilverone ?

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Anonymous
Not applicable

Re: Capital One Quicksilverone ?

QS1 has no signup bonus and in fact has an AF.

If you can get the QS instead or if your profile doesn't qualify, a Journey instead. That would obviously be the better option.
Message 11 of 19
kdm31091
Super Contributor

Re: Capital One Quicksilverone ?

Or get the QS1 and see about PCing/removing the AF/whatever down the road.

 

Journey gives 1.25% cash back with no AF though, so probably easier to just go with that. Maybe you can PC it to the no AF QS down the line, I'm not sure

 

You do miss out on $100 signup bonus with QS1 but honestly, it's not that big of a deal IMO...

Message 12 of 19
Anonymous
Not applicable

Re: Capital One Quicksilverone ?

There is no maybe about it. The Journey will definitely PC to no AF QS.
Message 13 of 19
kdm31091
Super Contributor

Re: Capital One Quicksilverone ?

Then go for the Journey, considering the difference between 1.25 and 1.50 is pretty darn neglible and Journey has no AF. Then upgrade to the QS whenever you are able. Best advice I can give for this.

Message 14 of 19
SunriseEarth
Moderator Emeritus

Re: Capital One Quicksilverone ?


@dobirdsmommy wrote:

@Anonymous wrote:

I just got a pre approval for this card is it a good card and shoud I take it


Beavis

 

You double posted this in the CC and the Rebuilding forum.  So expect different answers on each of your post based on the forums you posted this in.  There is different answers to both post already

 


I've consolidated into this one thread in CC to ensure the OP isn't breaching the TOS of the forum (FYI:  cross-posting is against the forum guidelines).

 

Thank you,

 

SunriseEarth

Moderator

 

 



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 15 of 19
Anonymous
Not applicable

Re: Capital One Quicksilverone ?

thanks I posted in the wrong forum i didnt know how to delete the first post

Message 16 of 19
SunriseEarth
Moderator Emeritus

Re: Capital One Quicksilverone ?


@Anonymous wrote:

thanks I posted in the wrong forum i didnt know how to delete the first post


You can request it by choosing the "Report Inappropriate Content" dropdown under options, and a Mod will be happy to help.   Smiley Happy



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 17 of 19
Anonymous
Not applicable

Re: Capital One Quicksilverone ?

Journey doesn't tend to show up on preapprovals as Cap One tends to want to steer people into their AF products.

UW is very very similar on both so if approved for one then the other is extremely likely.
Message 18 of 19
Anonymous
Not applicable

Re: Capital One Quicksilverone ?

I applied for the QuicksilerOne got approved with a $500 limit this is my first ever unsecured credit card I owe it to this community thank you all I have come along way since i started rebuilding in Dec 2014.Now I need to let my accounts age 11 new accounts in the last 2 months I wish i didnt get those store cards

Message 19 of 19
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