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Valued Member
Posts: 34
Registered: ‎05-07-2013
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Re: Capital One Reporting

Mine just updated with statement balance from July's statement on 8/14. It was supposed to update on 7/20. It was not a HSBC transition though.

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
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Re: Capital One Reporting

Cegpn. Thanks for the info Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Super Contributor
Posts: 9,020
Registered: ‎06-19-2013
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Re: Capital One Reporting


cegpn wrote:

Mine just updated with statement balance from July's statement on 8/14. It was supposed to update on 7/20. It was not a HSBC transition though.


i had my statement report for my cap one, but it didn't actually report to CRA. Did they report for you ?



EX Fico 774 3/3/15 Fako 806 CS/Credit.com 11/24/14
EQ SW bank enhanced 5/26/15 827 CK fako 807 5/11/15
TU Fico Barclay's/Walmart 5/28/15 798 Fako 808 Creditkarma 5/11/15
Valued Member
Posts: 34
Registered: ‎05-07-2013
0

Re: Capital One Reporting

Yes, they reported my July statement balance to all 3 CRAs on 8/14. Normal update would've been 7/20.
Valued Contributor
Posts: 1,963
Registered: ‎03-30-2012
0

Re: Capital One Reporting

My two cards finally reported yesterday. Unfortunately, on one of them it was the balance I had before paying it down and getting the CLI, so I took a hit on utility for now. Oh well.

Scores 5/13/2014: TU FICO: 639 | EQ FICO: 645| EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
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Re: Capital One Reporting

[ Edited ]

My CAP1 card is reporting from June an old balance as of now. No updated info provided to CRAs

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Contributor
Posts: 84
Registered: ‎06-29-2009
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Re: Capital One Reporting

Good to see this thread since I was extremely irritated with Cap 1 for updating yesterday with my balance from July.  1- My payment due date is not until the 24th and statement date is the 26th. 2 - the account was just paid in full on 8/14 so officially there is a 0 balance.  I guess they are having reporting issues and this will correct itself soon but I am SO over Cap 1.


CSP - 11,000 Chase Freedom 12,000; AMEX Delta Gold 2,000; AMEX Delta Platinum (AU) 15,000; Discover IT 9,500; BOA Cash Rewards 30,000; AMEX BCE 9,900; Belk 7,000; Macys 7,000; Lane Bryant 3,600; HH Gregg 3,000; Care Credit; 7,200; Bloomingdale's 3,000
Regular Contributor
Posts: 244
Registered: ‎03-21-2012
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Re: Capital One Reporting


injustifiiable wrote:

My two cards finally reported yesterday. Unfortunately, on one of them it was the balance I had before paying it down and getting the CLI, so I took a hit on utility for now. Oh well.


Similar thing happened to me and my score dropped a bit but still above 700. My next statement balance is scheduled to report at the end of this month (08/28) and this will include a 2500 cli (5k to 7.5k total limit). 

Starting Score 630 Score: Current FICO Scores: All above 725 (04/01/2015)
Sallie Mae World MC 5k; Chase Freedom 6.5k; CareCredit 13.2k; Amex BCP 21.8k;Amex PRG; BOA123 Visa Sig 20k; CapOne WMC 7.5K; CSP Visa Sig 2K; Citi Simp Visa 6.9k; CFCU Visa 17k; Discover IT 7K; JCP MC 8K; Macys Amex 7.5K/2k; PSECU Visa/PSL 20/20K; SamsClub MC 20k; Walmart 10k
Member
Posts: 9
Registered: ‎02-09-2013
0

Re: Capital One Reporting

Mine just reported. My eq score went from 617- 707. 2 words... Mind blown.Robot surprised

Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
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Re: Capital One Reporting

Dz...congrats! Massive score jump! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
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