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I applied for the Capital One Standard Platinum card yesterday. I was approved w/ a $300.00 credit limit. My scores were EQ 594 and TR 569. I wonder if I will get the credit steps program. So far when I call they doen't see it on my account.
@mocha82 wrote:
@texasman07 wrote:I have had this Card Since September of 2010. I had to Deposit 200.00$ Its a good Card. I use it an PIF every month. A month after I got my secured Card Cap1 sent me a pre approval in the mail for a Rewards No Hassel. I applied and got approved 500 CL with credit steps program to get to 750 for my next level. I hit that next month. As for their Secured Card, its easy to add funds and increase your CL. I think after 1 year they Unsecure the card but im not too sure on that. I called Customer Service and they told me to keep doing what Im doing and the card will unsecure. As for secured card I just got approved for a Bank of America Power Rewards SECURED CARD. I didnt even know they offered it but it was a counter offer to the regular unsecured card.
Do you know what your scores were when you applied for each card? I am interested in getting a unsecured card from Capital One as well.
I also bit the bullet and instead of applying and risking a inquiry for nothing, I just applied for the secured card. Now I wish I would've just applied for the standard card instead!
It was just yesterday...don't suppose I would be able to call a backdoor number and ask them to reconsider....(wishful thinking here)