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Capital One Secured Card

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xXIDaShizIXx
Established Contributor

Re: Capital One Secured Card

I can only hope for better. Its a slow process for sure. 

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 21 of 26
juggalo9er
Valued Contributor

Re: Capital One Secured Card

wait till you go to cancel it and they tell you it will take two full billing cycles to recieve your deposit back

Message 22 of 26
xXIDaShizIXx
Established Contributor

Re: Capital One Secured Card

Well I counted it as a loss so if I get it back at all it will be a plus.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 23 of 26
bigblue7722
Valued Contributor

Re: Capital One Secured Card

I cancled mine last friday 12/27 the lady said that I should get my check by 1/10 at the latest. Only time will tell thou

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 24 of 26
bigblue7722
Valued Contributor

Re: Capital One Secured Card


@xXIDaShizIXx wrote:

655 TU is all I know.


Cap one pulls all three but they use eq for the score. On my denial letter for quicksliver (I was approved thru recon) they stated things from my ex and eq reports not tu. But 655 is a very solid score for quicksliver. Have you added any other money onto the card? I would try to ad as much as you can I added another 800 to make my cl 1000 then at the 6 month mark they gave me 300 dollar unsecured increase for a total of 1300. Then when I was approvef for qs they gave me 1500.  I would have the secured card for atleast 7 months then apply for quicksliver. Always try the pre qual site but I have never seen it work and I tried like 4 people in my family all of whom have much better cards then cap one quicksliver or almost anything cap one offers and nothing ever pops up. Also, Look at the barclaycard rewards try their prequal site I was approved for 500 it was my first real card plus you get free fico and no membership fee

AMEX PRG NPSL,Lowes $17000,Capital One venture card $12,000,Us Airways mastercard $9500,Fidelity Amex $9000, Discover it $8000, Capital One Venture One $7500, BOA 123 rewards $7500 CSP $6000, Capital One Quicksliver $5500, Amazon Store card$5000,Barclay
Card Ring $5000 Chase Marriott $5000,Chase Hyatt $5000, Sallie Mae Mastercard $4400, Paypal smart connect $4000,Chase Freedom $3200, Capital one Quicksliver visa $3000, Chase IHG Rewards $2300, Chase Southwest Premier $2000, Citi Double Cash $1500, AMEX BCE $1000

Last app July 22nd 2015- No apps for two years.
Message 25 of 26
xXIDaShizIXx
Established Contributor

Re: Capital One Secured Card

Yeah I have a 600 limit. Not sure if that helps.

Bank of America Cash Rewards: $70k; Chase Sapphire Preferred: $35k; Capital One Quicksilver: $21.2k; Citi AAdvantage: $23.5k; Care Credit: $20k; Chase Freedom: $12.5k; Chase Freedom Unlimited: $12.5k; Citi Simplicity: $15.9k; Wayfair: $22K; Barclaycard Rewards: $10k; Car Care One: $10k; AMEX BCE: $15k; Discover IT Miles: $10k; Citi DC: $9.2k; Marvel: $10k; Ashley Furniture: $6k; PayPal Credit: $10k; US Bank Cash +: $5k;
Message 26 of 26
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