Capital One Secured Credit Card Upgrade- First Card

[CenturionDream]

 Hello, this is my first post! I just turned 18 and applied for the Capital One secured credit card and was instantly approved. (yay!) Now in the future if i would like to upgrade to one of thier no annual fee cards, can I? (If there is such a thing)  I would like to build an amazing credit score! The longer the card history the better

**I got approved for WF college and Journey student today and they're both no fees. I dont want to close the secured card cause i know it'll hurt my credit.

Also I applied for chase freedom (out on a limb) & i got their 30 days pending notice email, do you think i would get approved? I recieved the further review needed with the journey and WF college cards but i got approved 3 days later...?

Thanks for any replies!

[Tischer712]

Congrats on getting started into the credit world! 

Just so you know, Capital One no longer graduates Secured cards to Unsecured cards. Very sad I know. I used them to build my credit, and when they denied my card from being upgraded I closed my account and got a better card with another company. They are awesome to build credit with, but know that it will never be more than a secured card. (Which honestly doesn't matter unless you want your deposit back)

[myjourney]

---

@CenturionDream wrote:

 Hello, this is my first post! I just turned 18 and applied for the Capital One secured credit card and was instantly approved. (yay!) Now in the future if i would like to upgrade to one of thier no annual fee cards, can I? (If there is such a thing)  I would like to build an amazing credit score! The longer the card history the better

**I got approved for WF college and Journey student today and they're both no fees. I dont want to close the secured card cause i know it'll hurt my credit.

Also I applied for chase freedom (out on a limb) & i got their 30 days pending notice email, do you think i would get approved? I recieved the further review needed with the journey and WF college cards but i got approved 3 days later...?

Thanks for any replies!

---

Welcome to the forum

Congrats on your new cards 

Call Chase for recon maybe they just need additional info....good luck 

[CenturionDream]

Oh that sucks Well i guess i'll keep it for now then close it in a year. I don't care much for the deposit it was only $50. -Thanks

-------------------------------

I've read about the recon number and people getting approved but what would i say? I really have nothing to offer for them to reconsider. If they pull up a fresh credit report. I'll be denied as i already have a credit limit totaling $1k

Whats the number?