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Frequent Contributor
Posts: 290
Registered: ‎11-10-2010
0

Capital One Secured Increased Limit

Hey everyone. Just wanted to note that I got a bump from my Capital one Secured card today. They upped my limit by $300.  Started it off in May with a $1000 deposit.  Hoping for it to unsecure or get another increase after the 1 year mark.  I think they reviewed at 6 months. Was really hoping for this! Woohoo

 

 

Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008
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Re: Capital One Secured Increased Limit

Congrats Ortz!

Just puttin' syrup on something, don't make it pancakes.
Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
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Re: Capital One Secured Increased Limit

Congrats

Good Luck
May all your dreams and wishes become a reality!
Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
0

Re: Capital One Secured Increased Limit

[ Edited ]

Congrats!  I guess they think you've earned it.  What a great feeling!  From my experience, it's like pulling teeth to get a CLI from Cap One.  Great job!

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Frequent Contributor
Posts: 290
Registered: ‎11-10-2010
0

Re: Capital One Secured Increased Limit

Thanks everyone!  I know they can be tough with increases, so this does make me feel freat.  It's not the utilization of the increase, it's just the sign of good progress.  Even if it doesn't graduate, I'm going to add another $1000 since I will need it for expenses for my job and hopefuly it will show other lenders I can handle larger limits. 

Valued Contributor
Posts: 3,302
Registered: ‎06-09-2010
0

Re: Capital One Secured Increased Limit

Excellent POSITIVE thinking!!!!!!

 

 

Good Luck
May all your dreams and wishes become a reality!
New Contributor
Posts: 59
Registered: ‎11-22-2010
0

Re: Capital One Secured Increased Limit

Sweet!  I hope I can manage the same thing in 6 mos.  I love this board, feeling more and more inspired every day!

FICO (11/22/10): EQ 531 TU 559 EX 590
Short Goal FICO: 640+ x3
Long Goal FICO: 760+ x3
Frequent Contributor
Posts: 290
Registered: ‎11-10-2010
0

Re: Capital One Secured Increased Limit

They even sent a nice little email this morning informing me of the increase!!!!  : )

 

good luck everyone. 

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