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Capital One Secured card - how long till report?

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C_DUBYA
Regular Contributor

Capital One Secured card - how long till report?

I have a capital one secured card.  Ive had it 2 months now and its still not reporting.  I got another card in between and within a month it was reporting.  Anyone know how long they take?

 

Thanks

Starting FICO8 June 2017: EQ: 514 - EX: 491 - TU: 521 Pre-BK7
Current
FICO8 March 2023: EQ: 703 - EX- 680 - TU: 671
Message 1 of 6
5 REPLIES 5
Duncanrr
Valued Contributor

Re: Capital One Secured card - how long till report?

I would have to dig up my old post from around July/August 2012 to tell you for certain, but when I got mine in late May/June 2012 it took like 3 months from my approval to start reporting.  It was a very long time.  I got the WF secured card about 2 weeks after I got Cap1 and it reported a month before the Cap1 did (and that was with having to wait to mail my deposit and have funds clear).



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 2 of 6
baller4life
Super Contributor

Re: Capital One Secured card - how long till report?

Opened mine 9/1 and it just reported yesterday. CSR said it takes 60-90 days to report. They are unusually slow!:'(
Message 3 of 6
C_DUBYA
Regular Contributor

Re: Capital One Secured card - how long till report?

Thank you both for the reply.  At least now I have an idea of when to expect it.  Opened mine around September 15th or so.  Thanks!

Starting FICO8 June 2017: EQ: 514 - EX: 491 - TU: 521 Pre-BK7
Current
FICO8 March 2023: EQ: 703 - EX- 680 - TU: 671
Message 4 of 6
djc1puno
Valued Contributor

Re: Capital One Secured card - how long till report?

usually 1 -2 months Smiley Happy



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 5 of 6
creditscoreEE
Frequent Contributor

Re: Capital One Secured card - how long till report?

Mines reported after the first statement.
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Message 6 of 6
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