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Hi all,
I have recently came to US and have got no credit history. Applied for a Capital One Secured credit card, got approved instantly and made a deposit of 200$ but the money has still not been debited from my account. Those who have got this card, does it take some time for them to debit the money ?
Also what score will I start with since I have no credit history?
Thanks
-Chetan
5-6 days
I can't remember but I only paid the $49 for mine and I think it was a few days until it withdraw the money, I did it online. Going through that with US Bank now too.
and as far as your score, someone correct me, but I think it will take 6 months before you'll have a score because you have a "thin file" right now. Don't worry about it though because you'll have a lot easier time than me getting a high score with a blank sheet, count yourself lucky!
Thanks all for the replies. I will wait for some more days then.
I know you've already gotten good replies but I just wanted to respond because I was having this same issue. I called Capitol One and they said it can take up to 10 days for the money to be taken out of your bank account. Then with processing and mailing the card and everything it usually takes about 3 weeks total to get the card and be able to use it. This is directly from Capitol One customer service so I hope it helps
Money got debited today from my account. Let us see when will I receive my card