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RTPM = Real-Time Performance Management
It's an IT package that can be used for data collection & analysis, amongst other things.
@DI wrote:
@Anonymous wrote:
@DI wrote:
PRM-CAPITAL ONE - RTPM 01/07/10do u have or had a cap 1 cc? i know this is what collections do when they are trying to find someone, i know this happen to me with an old bill back in 2001. er solution was the CA. (directv)..they did a soft pull on 06/09.....
Yes, I have a 9 year old Cap One card. No, the account isn't a collection account. My credit is pristine. I searched google without finding anything. I doubt calling customer service will get me an answer.
I guess Capital One invented some type of unknown acronym. Maybe it means a long overdue CLI is nearing. Wishful thinking.
hey i not mad at cha, cli sound umm umm good ...lol
@Anonymous wrote:
@Anonymous wrote:
@DI wrote:
PRM-CAPITAL ONE - RTPM 01/07/10do u have or had a cap 1 cc? i know this is what collections do when they are trying to find someone, i know this happen to me with an old bill back in 2001. er solution was the CA. (directv)..they did a soft pull on 06/09.....
It can't be a collections issue. First of all, Equifax reports the pull as 'promotional." Secondly, I have never had a CapOne account.
It also isn't the CapOne auto finance people because their promotional pulls are "PRM-CAPITAL ONE AUTO FINANCE"
sorry this was meant for DI......
Prefix | Prefix Description |
PRM | Inquiries with this prefix indicate that only your name and address were given to a credit grantor so they can provide you a firm offer of credit or insurance.(PRM inquiries remain for twelve months.) |
AM or AR | Inquiries with these prefixes indicate a periodic review of your credit history by one of your creditors.(AM and AR inquiries remain for twelve months.) |
EMPL | Inquiries with this prefix indicate an employment inquiry. (EMPL inquiries remain for 24 months) |
PR | Inquiries with this prefix indicate that a creditor reviewed your account as part of a portfolio they are purchasing.(PR inquiries remain for 12 months.) |
Equifax or EFX | Inquiries with these prefixes indicate Equifax's activity in response to your contact with us for a copy of your credit file or a research request. |
ND | Inquiries with this prefix are general inquiries that do not display to credit grantors.(ND inquiries remain for 24 months.) |
ND MR | Inquiries with this prefix indicate the reissue of a mortgage credit file containing information from your Equifax credit file to another company in connection with a mortgage loan.(ND inquiries remain for 24 months.) |
@DI wrote:
@Uborrow-Upay wrote:Just a wild guess here...
Could it possibly be related to a pre-app on the lender's website, to see which cards might be approved later with a hard pull? I'm thinking that the "RT" portion of that code may mean "Real Time", which could make sense. And it would be a promotional inquiry, just customer-initiated.
DI, did you do anything on Cap One's website earlier this month, such as check on other cards they might offer to you?
Yes, I checked to see if I had any pre-approvals. I do that every month and never saw the RTPM. I was thinking RT means real time too.
I kinda have some marketing in my background and this acronym probably is "Real Time Product Management"
But that's just a guess.